firearms; state regulation
HB 2347 repeals a political subdivision’s ability to enact or enforce any ordinance or rule relating to the regulation of firearms.
The proposed strike-everything amendment to HB 2347 requires all casualty insurers that require an insured or claimant to undergo a medical or psychological examination to file an annual report with the Department of Insurance (DOI) regarding the physicians who performed the examinations.
· Requires casualty insurers who require one or more insureds or claimants to undergo a medical or psychological exam to file an annual report with DOI.
· Requires the following information to be disclosed in the insurers annual report:
1) number of exams requested by the insurer;
2) the name, number of exams, compensation and decisions of all providers or consultants who performed exams requested by the insurer.
· Requires that the information provided by the insurers include the number of times each provider or consultant concluded that any portion of an insured’s or claimant’s care by his/her treating health care provider was unnecessary, unreasonable or unrelated to the accident or illness claimed by the insured or claimant.
· Prohibits an insurer from providing claims personnel incentives (financial or otherwise) to challenge or deny claims.
· Prohibits an insurer from compensating a consultant on the basis of the amount by which a claim reviewed by the consultant was reduced.
· Allows an insured or claimant who is required to undergo a physical examination to make an audiotape or videotape of the examination.
· Prohibits an insurer from providing claims personnel financial incentives to wrongfully challenge or deny claims.
· Prohibits an insurer from compensating a consultant on the basis of the amount by which a claim reviewed by the consultant was wrongfully reduced.