ARIZONA HOUSE OF REPRESENTATIVES FIRST REGULAR SESSION - 1999

__________________________________________________________________

__X__ For Committee on BANKING AND INSURANCE

_____ For Committee on

_____ For Caucus and COW

_____ As Passed the House

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Abstract for HB 2627 (insurance; risk pools) Sponsor: Schottel

Risk pools shift the cost of issuing coverage to high risk individuals to a separate funding stream. Pools are funded by the State or by insurer assessments which spread the excess costs of covering high risk individuals over the whole market.

Provisions:

A.R.S. 42-3052 imposes a luxury tax on the purchase of spirituous liquors and tobacco products. HB 2627 requires the State Treasurer to deposit fifteen percent (15%) of all luxury tax monies collected pursuant to tobacco sales in the health insurance risk pool premium reduction fund. The Department of Insurance is required to set up a risk pool and administer the funds in a manner that reduces the cost for risk pool insurance premiums.

· The fund is subject to legislative appropriation.





















Prepared by: Jonathan Dinesman, Isaac Gabriel

hb2627.bi 2/16/99 bh


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