| Article 1 |
Definitions |
|
6-101
|
Definitions |
| Article 2 |
State Banking Department |
|
6-110
|
Department of financial institutions |
|
6-111
|
Superintendent; appointment; term; qualifications; salary |
|
6-112
|
Deputy superintendent; examiners; personnel |
|
6-113
|
Acts prohibited; officers; employees |
|
6-114
|
Balloon payments prohibited; applicability; exemptions |
|
6-115
|
Insurance premium transmitters; timely payment required; civil penalty |
|
6-116
|
Sale of securities; disclosure |
| Article 3 |
Powers and Duties |
|
6-121
|
Examination; supervision |
|
6-122
|
Superintendent; authority; duties; exemption |
|
6-123
|
Superintendent; powers |
|
6-123.01
|
Fingerprint requirements; fees |
|
6-124
|
Investigations; compelling testimony and the production of documents; self‑incrimination |
|
6-125
|
Annual examination assessment of financial institutions and enterprises; costs of foreign examination; payment |
|
6-126
|
Application fees for financial institutions and enterprises |
|
6-127
|
Disposition of revenue |
|
6-128
|
Joint examinations; acceptance of federal regulatory and other authorized examinations |
|
6-129
|
Records; disclosure and limitations on disclosure; evidentiary effect |
|
6-129.01
|
Enterprise documents open to public inspection |
|
6-130
|
Limitation of personal liability |
|
6-131
|
Right to sue and defend in actions; liability limitation; award of fees and other expenses |
|
6-131.01
|
Appointment of superintendent as receiver; award of property, fees and costs |
|
6-132
|
Violation of title; civil penalty |
|
6-133
|
Violations; classification |
|
6-134
|
False statements as to financial condition; classification |
|
6-135
|
Department revolving fund; use of fund |
|
6-135.01
|
Department receivership revolving fund; use of fund |
|
6-136
|
Violation of order or injunction; penalty |
|
6-137
|
Cease and desist orders; injunctions; public inspection |
|
6-138
|
Hearings |
|
6-139
|
Judicial review |
|
6-140
|
Credit cards; reporting rates; quarterly report of superintendent; definition |
| Article 4 |
Acquisition of Control of a Bank, Trust Company or Savings and Loan Association |
|
6-141
|
Definitions |
|
6-142
|
Unlawful control |
|
6-143
|
Exempt persons and transactions |
|
6-144
|
Acquisition of control; approval of superintendent |
|
6-145
|
Application for approval |
|
6-146
|
Material change of fact; filing amended statements |
|
6-147
|
Denial of application; grounds |
|
6-148
|
Failure to act on application as approval |
|
6-149
|
Determination of control of one person by another; hearing; notice |
|
6-150
|
Appointment of superintendent as agent for service of process; forwarding of process; consent to jurisdiction |
|
6-151
|
Injunctions |
|
6-153
|
Acquisition of voting securities in violation of article; limitation on rights as shareholder; injunction |
| Article 5 |
Proceedings for Officer Removal |
|
6-161
|
Suspension, removal or prohibition; hearing; notice |
|
6-162
|
Temporary prohibition; injunction |
|
6-163
|
Judicial review |
|
6-164
|
Attorney fees and expenses |
|
6-165
|
Enforcement of order |
| Article 1 |
General Provisions |
|
6-181
|
Declaration of purposes |
|
6-182
|
Transition |
|
6-183
|
Rights, powers and privileges of national banks |
|
6-184
|
General corporate and banking powers; incidental powers; deposit insurance; federal reserve and home loan bank membership; agency relationship |
|
6-185
|
Board of directors' meetings; review; report of failure of quorum to meet |
|
6-186
|
Annual audit and report |
|
6-187
|
Authority to declare dividends; limitation |
|
6-188
|
Bonds and insurance; coverage |
|
6-189
|
Capital obligations; approval; convertibility |
|
6-190
|
Bank offices; standards and term of approval; closing; automated teller machines |
|
6-191
|
Foreign banking offices; additional powers; separate accounts; additional offices; definition |
|
6-192
|
Investments in international and foreign banking and financing corporations; limitation; consent; exceptions |
|
6-193
|
Bank and holding company subsidiaries; powers |
| Article 2 |
Banking Permit |
|
6-201
|
Authority to engage in banking business; exception |
|
6-202
|
Existing banks |
|
6-203
|
Application for banking permit |
|
6-204
|
Issuance of banking permit; trust business; conditional approval; hearing; banker's bank; definitions |
|
6-205
|
Term of permit; surrender; revocation |
| Article 3 |
Merger, Consolidation and Conversion of National and State Banks |
|
6-211
|
Definitions |
|
6-212
|
Resulting national bank |
|
6-215
|
Retention of nonconforming assets; permission; maximum value |
|
6-216
|
Continuation of business and corporate entity |
|
6-217
|
Emergency acquisition of in‑state financial institution |
| Article 4 |
Accounts |
|
6-231
|
Deposit accounts |
|
6-232
|
Powers of attorney; notice of revocation; payment after notice |
|
6-233
|
Adverse claim to bank deposit; court order required; definitions |
|
6-234
|
Deposit of minor; school saving plan |
|
6-235
|
Bank deposits in two or more names; payment to survivor |
|
6-236
|
Payment of deposits in trust |
|
6-237
|
Payment of deposit to foreign personal representative |
| Article 5 |
Regulation of Conduct of Business |
|
6-241
|
Banking days; notice; closing |
|
6-242
|
Preservation of bank records; regulations; disposal |
|
6-243
|
Acquisition of property to satisfy or protect loans |
|
6-244
|
Borrowing by bank; treatment as capital |
|
6-245
|
Pledge of assets; rediscount; exception to requirement of security |
|
6-246
|
Permitted investments; limitations |
| Article 6 |
Reserves |
|
6-271
|
Reserves against deposits; rule; limitations |
|
6-272
|
Deposits exempt from reserve requirement |
|
6-273
|
Form of reserves; limitations |
|
6-275
|
Computation of reserves |
| Article 7 |
Arizona Interstate Bank and Savings and Loan Association Act |
|
6-321
|
Definitions |
|
6-322
|
Interstate acquisitions; approval of superintendent; exception |
|
6-324
|
De novo entry by certain financial institutions |
|
6-325
|
Failure to act on application as approval |
|
6-326
|
Denial of application; grounds |
|
6-327
|
Applicable laws and rules; cooperative agreements; contracting exemption |
|
6-328
|
Deposit concentration limits |
|
6-329
|
Deposit production offices |
|
6-330
|
Rights, powers and privileges of out‑of‑state banks |
|
6-331
|
Enforcement |
| Article 9 |
Loans |
|
6-351
|
Definitions |
|
6-352
|
Limitations of obligations to a bank; exceptions; definitions |
|
6-353
|
Obligations of directors, officers and employees; reports |
|
6-354
|
Loans on capital stock or capital obligations of a bank |
|
6-355
|
Change loans |
| Article 11 |
Trust Business |
|
6-381
|
Authority of bank to engage in the trust business |
|
6-382
|
Powers of bank as fiduciary |
|
6-383
|
Identification and segregation of fiduciary assets |
|
6-384
|
Deposit of fiduciary funds |
|
6-385
|
Substitution of corporate fiduciary |
|
6-386
|
Investment by fiduciaries; governmental obligations |
| Article 12 |
Prohibited Practices; Penalties |
|
6-391
|
Unauthorized conduct of banking business; false representation |
|
6-394
|
Prohibited ownership or control of a financial institution and interest in insurer insuring deposits; assets and reserves of insurer |
| Article 13 |
Liquidation and Dissolution |
|
6-395
|
Possession by superintendent and receivership |
|
6-395.01
|
Powers of superintendent in possession |
|
6-395.02
|
Federal deposit insurance corporation as receiver |
|
6-395.03
|
Federal deposit insurance corporation power pending judicial proceedings |
|
6-395.04
|
Right of subrogation of federal deposit insurance corporation |
|
6-395.05
|
Effect of receivership proceedings on liens and limitations |
|
6-395.06
|
Rights, powers and duties of a receiver |
|
6-395.07
|
Sale of bank assets; authority to borrow monies; injunction; hearing |
|
6-395.08
|
Rejection of contracts and leases on liquidation |
|
6-395.09
|
Notice to claimants on liquidation |
|
6-395.10
|
Disposition of unclaimed property |
|
6-395.11
|
Priority of claims; interest |
|
6-395.12
|
Payment of claims and distribution to stockholders on liquidation |
|
6-395.13
|
Voluntary liquidation and dissolution |
|
6-395.14
|
Voidable transactions |
|
6-395.15
|
Notice of taking; effect |
| Article 1 |
General Provisions |
|
6-401
|
Definitions |
|
6-402
|
Scope of chapter; application to federal associations and federal savings banks |
|
6-403
|
Prohibitions |
|
6-404
|
General corporate powers |
|
6-405
|
Power to borrow |
|
6-405.01
|
Capital notes and debentures |
|
6-406
|
Incidental powers |
| Article 2 |
Formation and Licensing |
|
6-407
|
Applicants and initial capital |
|
6-408
|
Application for permit to organize |
|
6-409
|
Findings and hearings |
|
6-410
|
Superintendent's approval and issuance of permit to organize |
|
6-411
|
Subscription to capital and temporary organization |
|
6-412
|
Completion of organization |
|
6-413
|
Contents of articles of incorporation |
| Article 3 |
Membership and Management |
|
6-414
|
Members |
|
6-415
|
Members' meetings |
|
6-416
|
Record date for voting, dividend and other purposes |
|
6-417
|
Directors |
|
6-418
|
Waiver of notice |
|
6-419
|
Officers |
|
6-420
|
Bonds of officers and employees |
|
6-421
|
Access to books and records; communication with members |
| Article 4 |
Capital |
|
6-422
|
Types of capital; personal property |
|
6-423
|
Accounts |
|
6-424
|
Shares of guaranty capital; nature; consideration |
|
6-425
|
Shares of guaranty capital; authorization of issuance; minimum amount |
|
6-426
|
Shares of guaranty capital; rights of existing shareholders |
|
6-427
|
Shares of guaranty capital; advertisement; sales; collection of subscription |
|
6-428
|
Retirement or reduction of shares of guaranty capital |
|
6-429
|
Issuance, delivery, and transfer of certificates and account books |
|
6-430
|
Who may hold capital and membership |
|
6-432
|
Effect of payment to minor or fiduciary |
|
6-433
|
Payment on disability or death of holder in his own right of account |
|
6-434
|
Shares and accounts of certain associations as legal investments; deposit of fiduciary monies |
|
6-435
|
Voluntary withdrawal of accounts |
|
6-436
|
Maturity of shares |
|
6-437
|
Enforced retirement of accounts |
|
6-438
|
Authorized charges applicable to members |
|
6-439
|
Accounts subject to liens |
|
6-440
|
Apportionment of profits |
|
6-442
|
Dividends and interest |
|
6-443
|
Bonus plans |
|
6-444
|
Promotional activities prohibited |
| Article 5 |
Investments and Powers |
|
6-446
|
Other investments and powers |
|
6-449
|
General loan contract provisions |
|
6-450
|
Modification agreements |
|
6-451
|
Servicing of loans |
|
6-452
|
Purchase of real or personal property at forced sale |
|
6-453
|
Purchase of real estate for office and rental purposes |
|
6-454
|
Appraisal of real estate owned |
|
6-456
|
Effect of unauthorized investments and loans; liability of officers |
|
6-457
|
Appraisals |
|
6-458
|
Acknowledgments |
| Article 6 |
Voluntary Corporate Changes |
|
6-459
|
Amendment of articles of incorporation |
|
6-460
|
Procedure to amend articles of incorporation |
|
6-461
|
Existing associations; adoption of articles and by‑laws |
|
6-462
|
Conversion from state to federal association |
|
6-463
|
Conversion from federal to state association |
|
6-464
|
Effect of conversion |
|
6-465
|
Merger of associations or corporations |
|
6-466
|
Effect of merger |
| Article 7 |
Voluntary Liquidation |
|
6-467
|
Authority to liquidate |
|
6-468
|
Decision as to liquidation; adoption of plan |
|
6-469
|
Election of liquidators; report; supervision |
|
6-470
|
Protection and liquidation of assets |
|
6-471
|
Filing and payment of claims |
|
6-472
|
Final distribution and dissolution |
| Article 8 |
Supervision |
|
6-474
|
Accounting practices and records |
|
6-475
|
Branch office |
|
6-476
|
Examination |
|
6-477
|
Audit by public accountant |
|
6-478
|
Reports to superintendent and members |
|
6-479
|
Information to federal authorities |
|
6-482
|
Receiver; appointment; transfer of assets; powers; liability |
|
6-483
|
Procedure for liquidation; rights of share transferor |
|
6-484
|
Illegal use of name; classification |
| Article 9 |
Rehabilitation and Reorganization |
|
6-486
|
Rehabilitation of associations; definition of plan |
|
6-487
|
Proposal of plan; petition; notice of hearing |
|
6-488
|
Hearing; fairness of plan |
|
6-489
|
Consents required for plan to operate; exceptions |
|
6-490
|
Time of giving consents; jurisdiction of court |
|
6-491
|
Effect of approval and consents |
|
6-492
|
Appeals |
|
6-493
|
Securities defined; power to issue under plan |
|
6-494
|
Authority of fiduciaries |
| Article 10 |
Miscellaneous Provisions |
|
6-495
|
Reservation of powers to legislature |
|
6-496
|
Applicability of other statutes |
|
6-497
|
Effect on existing associations |
| Article 1 |
General Provisions |
|
6-501
|
Definitions |
|
6-502
|
Reports and examinations |
|
6-503
|
Accounting and records |
|
6-504
|
Advertising |
| Article 2 |
Formation of Credit Union |
|
6-506
|
Organization procedure |
|
6-507
|
Certificate of approval; filing with corporation commission; certificate of incorporation |
|
6-508
|
Certificate of organization and bylaws |
|
6-509
|
Exclusive use of name; exception |
|
6-510
|
Principal place of business; branch office; automated teller machines |
|
6-511
|
Out‑of‑state credit union |
|
6-512
|
Fiscal year |
| Article 3 |
Powers of Credit Union |
|
6-516
|
General powers |
|
6-517
|
Federal parity |
| Article 4 |
Membership |
|
6-521
|
Membership |
|
6-522
|
Organization members |
|
6-523
|
Membership applications |
|
6-524
|
Termination of membership |
|
6-525
|
Meetings of members |
|
6-526
|
Calling of special meetings |
|
6-527
|
Liability of members |
| Article 5 |
Direction of Affairs |
|
6-531
|
Authority and responsibility of directors; voting |
|
6-532
|
Election of board |
|
6-533
|
Compensation of officials |
|
6-534
|
Conflicts of interest |
|
6-535
|
Officers |
|
6-536
|
Executive committee |
|
6-537
|
Certain duties of directors; insurance |
|
6-538
|
Credit committee |
|
6-539
|
Credit manager |
|
6-540
|
Loan officers |
|
6-541
|
Audits |
|
6-542
|
Suspension and removal of officials |
| Article 6 |
Accounts |
|
6-551
|
Share accounts |
|
6-552
|
Dividends |
|
6-553
|
Deposit accounts |
|
6-554
|
Withdrawals |
|
6-555
|
Minors' accounts |
|
6-556
|
Multiple party accounts |
|
6-557
|
Liens |
|
6-558
|
Member account insurance |
| Article 7 |
Loans |
|
6-561
|
Purpose and conditions of loans; prepayment penalties |
|
6-562
|
Interest rates and other charges |
|
6-563
|
Other loan programs |
|
6-564
|
Loans to officials |
| Article 8 |
Other Member Services |
|
6-571
|
Insurance for members |
|
6-572
|
Group purchasing |
|
6-573
|
Money type instruments |
|
6-574
|
Retirement accounts |
| Article 9 |
Investments |
|
6-576
|
Investment authority |
|
6-577
|
Authorized investments |
| Article 10 |
Reserves |
|
6-581
|
Transfers to regular reserve |
|
6-582
|
Use of regular reserve |
|
6-583
|
Special reserves |
| Article 11 |
Dissolutions |
|
6-584
|
Voluntary dissolution |
|
6-585
|
Involuntary dissolution |
|
6-586
|
Distribution of assets of liquidating credit union |
| Article 12 |
Change in Corporate Status |
|
6-587
|
Merger or consolidation of credit unions |
|
6-588
|
Conversion of credit union |
| Article 13 |
Corporate Credit Union |
|
6-591
|
Organization |
|
6-592
|
Purposes; membership |
|
6-593
|
Powers of corporate credit union; federal parity |
|
6-594
|
Participation in central system |
|
6-595
|
Reserves |
| Article 1 |
General Provisions |
|
6-601
|
Definitions |
|
6-602
|
Exemptions |
|
6-603
|
License; contents of application; fees; nontransferable |
|
6-604
|
Issuance of license; license year; requirements |
|
6-605
|
Denial of renewal; suspension; revocation |
|
6-606
|
Business limited to licensed locations; restrictions |
|
6-607
|
Books; accounts; records; access |
|
6-608
|
Annual report of licensee; civil penalty for failure to file |
|
6-609
|
Reporting rates; change in rates; quarterly report of superintendent |
|
6-610
|
Effect of revocation, suspension or surrender on preexisting contract; impairment of contracts |
|
6-611
|
Prohibited acts |
|
6-612
|
Rules |
|
6-613
|
Restrictions; voidable loans |
|
6-614
|
Noncompliance |
|
6-615
|
Foreign loans; reciprocity |
| Article 2 |
Requirements for Consumer Lender Loans |
|
6-631
|
Disclosures; penalty |
|
6-632
|
Finance charges |
|
6-633
|
Computation of finance charges |
|
6-634
|
Precomputation of consumer loan |
|
6-635
|
Other allowable fees |
|
6-636
|
Insurance securing loan; cancellation; notice |
|
6-637
|
Term; payments |
|
6-638
|
Other insurance |
| Article 1 |
In General |
|
6-701
|
Definitions |
|
6-702
|
Exemptions |
|
6-703
|
License required |
|
6-704
|
Application for license; bonds; contract |
|
6-705
|
Branch offices and agencies |
|
6-706
|
Fees |
|
6-707
|
Issuance of license; display; cancellation on termination |
|
6-708
|
Denial; revocation or suspension of license |
|
6-709
|
Requirements |
|
6-710
|
Prohibitions |
|
6-714
|
Advertising |
|
6-715
|
Prohibitions |
|
6-716
|
Fees collected |
| Article 1 |
Administration |
|
6-801
|
Definitions |
|
6-802
|
Acknowledgment of report of examination; penalty |
| Article 2 |
Licensing |
|
6-811
|
Exemptions |
|
6-812
|
Foreign corporations |
|
6-813
|
License of agent; nontransferable; posting |
|
6-814
|
Procedure for licensing; surety bond |
|
6-815
|
Renewal of license |
|
6-816
|
Fees |
|
6-817
|
Refusal to license; suspension; revocation |
| Article 3 |
Regulations |
|
6-831
|
Records |
|
6-832
|
Annual audit; report |
|
6-833
|
Seizure of property of impaired escrow agent |
|
6-833.01
|
Priority of distribution during receivership |
|
6-834
|
Deposit of monies; definition |
|
6-835
|
Limit of legal action |
|
6-836
|
Commissions; other considerations prohibited |
|
6-837
|
Duty of escrow agent to produce escrow records for inspection; violation; classification |
|
6-838
|
Surrender of license |
|
6-839
|
Continuing jurisdiction |
|
6-840
|
Prohibitions; definitions |
|
6-841
|
Internal control structure; definition |
|
6-841.01
|
Fiduciary duty; notice of returned check |
|
6-841.02
|
Liability of title insurer; closing protection letter; definition |
|
6-841.03
|
Notice of uninsured monies; rules |
|
6-843
|
Disbursements; applicability |
| Article 4 |
Escrow Rates |
|
6-846
|
Making of escrow rates |
|
6-846.01
|
Filing of escrow rates |
|
6-846.02
|
Justification for escrow rates |
|
6-846.03
|
Disapproval of escrow filings |
|
6-846.04
|
Deviations in escrow rates; civil penalty |
| Article 5 |
Escrow Recovery Fund |
|
6-847
|
Definitions |
|
6-847.01
|
Arizona escrow recovery fund |
|
6-847.02
|
Payments to the fund |
|
6-847.03
|
Investment of monies |
|
6-847.04
|
Obligations of the fund |
|
6-847.05
|
Limitation on claims |
| Article 1 |
General Provisions |
|
6-851
|
Definitions |
|
6-852
|
Exemptions and permitted activities |
|
6-853
|
Certificate required; exceptions |
|
6-854
|
Application for certificate |
|
6-854.01
|
Articles of incorporation; approval; changes |
|
6-854.02
|
Board of directors; number; bylaws |
|
6-855
|
Fees |
|
6-856
|
Minimum capital; dividends; other requirements |
|
6-857
|
Issuance of certificate; hearing |
|
6-859
|
Records; audits; preservation of records; protection; insurance; bond; contingency plan |
|
6-860
|
Duty of trustee, escrow officer or agent to produce trust or escrow records for inspection; violation; classification |
|
6-861
|
Reports |
|
6-862
|
Trust funds |
|
6-863
|
Suspension or revocation of certificate |
|
6-864
|
Continuing jurisdiction |
|
6-865
|
Unsafe condition; receivership |
|
6-866
|
Limit of legal action |
|
6-867
|
Trust company name |
|
6-868
|
Fidelity bond; requirements |
|
6-869
|
Meetings; reports; report of examination; response; penalties |
|
6-870
|
Trust committee |
|
6-870.01
|
Acceptance of other examinations; cooperative agreements |
|
6-870.02
|
Prohibited acts |
| Article 2 |
Uniform Common Trust Fund Act |
|
6-871
|
Establishment of common trust funds |
|
6-872
|
Court accountings |
|
6-873
|
Uniformity of interpretation |
|
6-874
|
Short title |
| Article 3 |
Authorization to Accept Savings Accounts and Time Deposits |
|
6-881
|
Definitions |
|
6-882
|
Savings accounts and time deposits; insurance; withdrawal; notice |
| Article 1 |
Mortgage Brokers |
|
6-901
|
Definitions |
|
6-902
|
Exemptions |
|
6-903
|
Licensing of mortgage brokers required; qualifications; application; bond; fees; renewal |
|
6-904
|
Issuance of license; renewal; inactive status; branch office license; application; fee |
|
6-905
|
Denial, suspension or revocation of licenses |
|
6-906
|
Required accounting practices and records; escrow of monies; disclosure |
|
6-907
|
Required disclosure to investors |
|
6-908
|
Testing committee; testing of applicants; approval by superintendent; definition |
|
6-909
|
Prohibited acts |
|
6-910
|
Noncompliance not to affect validity of loan |
|
6-911
|
Active military duty; compensation |
| Article 2 |
Mortgage Bankers |
|
6-941
|
Definitions |
|
6-942
|
Exemptions |
|
6-943
|
Licensing of mortgage bankers required; qualifications; application; bond; fees; renewal |
|
6-944
|
Issuance of license; renewal; branch office license; application; fee |
|
6-945
|
Denial, suspension or revocation of licenses |
|
6-946
|
Required accounting practices and records; refundable deposits; periodic impoundment payments; disclosure |
|
6-947
|
Prohibited acts |
|
6-948
|
Noncompliance not to affect validity of loan |
|
6-949
|
Conversion to mortgage broker license |
| Article 3 |
Commercial Mortgage Bankers |
|
6-971
|
Definitions |
|
6-972
|
Exemptions |
|
6-973
|
Licensing commercial mortgage bankers required; qualifications |
|
6-974
|
Application for license; issuance or denial; fees |
|
6-975
|
Bond or other security |
|
6-976
|
Responsible individual; employees |
|
6-977
|
Displaying and using license number |
|
6-978
|
Consent of superintendent for transferring, assigning or acquiring control of licensee; definition |
|
6-979
|
Principal place of business; branch office license; change of address |
|
6-980
|
Annual renewal; expiration on failure to renew |
|
6-981
|
Inactive status |
|
6-982
|
Denial, suspension or revocation of licenses |
|
6-983
|
Required accounting practices and records; escrow of monies; disclosure |
|
6-984
|
Prohibited acts |
|
6-985
|
Noncompliance not to affect validity of loan |
| Article 4 |
Loan Originators |
|
6-991
|
Definitions |
|
6-991.01
|
Exemptions |
|
6-991.02
|
Prohibited acts |
|
6-991.03
|
Licensing; renewal; qualifications; application; fees |
|
6-991.04
|
Issuance of license; notice from employing mortgage broker, mortgage banker or consumer lender; renewal; inactive status; address change; fee |
|
6-991.05
|
Denial, suspension or revocation of licenses |
|
6-991.06
|
Loan originator examination committee; membership |
|
6-991.07
|
Examination; fee; definition |
|
6-991.08
|
Reasonable efforts to secure advantageous loan for borrower |
|
6-991.09
|
Mortgage recovery fund; liability limits |
|
6-991.10
|
Payments to the mortgage recovery fund |
|
6-991.11
|
Statute of limitations; service of summons; application for payment; insufficient monies; definition |
|
6-991.12
|
Notice of claim to judgment debtor; response |
|
6-991.13
|
Correction of deficiencies in the application |
|
6-991.14
|
Investigation and discovery |
|
6-991.15
|
Final decision and order on claim; notice |
|
6-991.16
|
Claimant's right to appeal denial of claim; service of notice of appeal; response; failure to file response |
|
6-991.17
|
Superintendent's standing in court |
|
6-991.18
|
Subrogation of rights; collection |
|
6-991.19
|
Waiver of rights |
|
6-991.20
|
Effect of article on disciplinary action |
|
6-991.21
|
Financial services fund; use of fund |
|
6-991.22
|
Noncompliance not to affect validity of loan |
| Article 1 |
General Provisions |
|
6-1001
|
Definitions |
|
6-1002
|
Legal relationship in use of safe deposit facilities |
|
6-1003
|
Change of location of repositories |
|
6-1004
|
Tenancy in two or more names |
|
6-1005
|
Lease to a minor |
|
6-1006
|
Adverse claims to repository; definitions |
|
6-1007
|
Lessee's death or incompetency; revocation of power of attorney |
|
6-1008
|
Procedure on death of lessee |
|
6-1009
|
Lessor's lien; default of lessee; or failure to surrender |
| Article 1 |
General Provisions |
|
6-1101
|
Definitions |
|
6-1102
|
Prohibitions |
|
6-1103
|
Exempt persons and transactions |
|
6-1104
|
Acquisition of control; approval by superintendent |
|
6-1105
|
Application for approval |
|
6-1106
|
Material change of fact; filing amended statements |
|
6-1107
|
Denial of application; grounds |
|
6-1108
|
Failure to act on application as approval |
|
6-1109
|
Determination of control of one person by another; hearing; notice |
|
6-1110
|
Appointment of superintendent as agent for service of process; forwarding of process; consent to jurisdiction |
|
6-1112
|
Acquisition of voting securities in violation of article; limitation on rights as shareholder; injunction |
|
6-1113
|
Reports; examination; costs |
| Article 1 |
Licenses and Regulation |
|
6-1201
|
Definitions |
|
6-1202
|
License required |
|
6-1203
|
Exemptions |
|
6-1204
|
Application for license; fees |
|
6-1205
|
Bond required; conditions; notice; cancellation; substitution |
|
6-1205.01
|
Net worth requirements |
|
6-1206
|
Issuance of license; renewal |
|
6-1207
|
Principal and branch offices; notices |
|
6-1208
|
Authorized delegates of licensee; reports |
|
6-1209
|
Cease and desist orders; examinations |
|
6-1210
|
Suspension or revocation of licenses |
|
6-1211
|
Reports |
|
6-1212
|
Permissible investments |
|
6-1213
|
Records |
|
6-1214
|
Liability of licensees |
|
6-1215
|
Notice of source of instrument; transaction records |
|
6-1216
|
Acquisition of control |
|
6-1217
|
Appointment of superintendent as agent for service of process; forwarding of process; consent to jurisdiction |
|
6-1218
|
Prohibited transactions |
| Article 2 |
Money Laundering |
|
6-1241
|
Reports to the attorney general; investigation; violation; classification |
|
6-1242
|
Investigations |
| Article 1 |
General Provisions |
|
6-1251
|
Definitions |
|
6-1252
|
Exemptions |
|
6-1253
|
Application for license; financial statement |
|
6-1254
|
Qualifications of applicants |
|
6-1255
|
Issuance of licenses |
|
6-1256
|
Annual renewal of license |
|
6-1257
|
Duties of licensees |
|
6-1258
|
Denial, revocation or suspension of license |
|
6-1259
|
Prohibited acts |
|
6-1260
|
Deferred presentment; amount; fees; loans to members of military service |
|
6-1261
|
Books, accounts and records; examinations; costs |
|
6-1262
|
Violation; classification; individual liability |
|
6-1263
|
Program termination |
| Article 1 |
General Provisions |
|
6-1301
|
Definitions |
|
6-1302
|
Scope of chapter; exemptions |
|
6-1303
|
Application for registration |
|
6-1304
|
Fees |
|
6-1305
|
Registration; reporting requirements |
|
6-1306
|
Register of advance fee loan brokers |
|
6-1307
|
Records |
|
6-1308
|
Denial, revocation or suspension of registration |
|
6-1309
|
Prohibited acts |
|
6-1310
|
Noncompliance not to affect validity of loan |
| Article 1 |
General Provisions |
|
6-1401
|
Definitions |
|
6-1402
|
Licensure required; contents of application; fees; nontransferable; branch office permit |
|
6-1403
|
Exemptions |
|
6-1404
|
Denial, suspension or revocation of licenses and branch office permits |
|
6-1405
|
Issuance of license or branch office permit; license year; requirements |
|
6-1406
|
Books and records of premium finance company; access to records |
|
6-1407
|
Removal of place of business |
|
6-1408
|
Annual report of licensee; civil penalty for failure to file |
|
6-1409
|
Effect of revocation, suspension or surrender on preexisting contracts; impairment of contracts |
|
6-1410
|
Form of premium finance agreement; notice |
|
6-1411
|
Disclosure requirements |
|
6-1412
|
Limitation on interest and other charges |
|
6-1413
|
Other charges allowed |
|
6-1414
|
Splitting of premium finance agreement prohibited |
|
6-1415
|
Cancellation of insurance contract upon default |
|
6-1416
|
Return premiums |
|
6-1417
|
Servicing of premium finance agreements |
|
6-1418
|
Exemption from any filing requirements |
|
6-1419
|
Rules |
| Article 1 |
General Provisions |
|
6-1501
|
Method of taxing national banking associations |
|
6-1502
|
Method of taxing banks, investment companies and savings and loan associations |
