| Article 1 |
Scope of Title |
|
20-101
|
Department of insurance; "commission" defined |
|
20-102
|
"Director" defined |
|
20-103
|
Definition of insurance; exceptions |
|
20-104
|
"Insurer" defined |
|
20-105
|
"Person" defined |
|
20-106
|
Acts constituting the transaction of business; definition |
|
20-107
|
Limitation on transaction of insurance; exception |
|
20-108
|
Types of insurers excepted |
|
20-108.01
|
Extended warranty insurers; deposit with state treasurer; powers and duties; definition |
|
20-109
|
Existing licenses |
|
20-110
|
Existing contracts |
|
20-111
|
Existing forms and filings |
|
20-112
|
Existing actions or violations |
|
20-113
|
Construction of particular and general provisions |
|
20-114
|
Violations; classification |
|
20-115
|
Department jurisdiction over certain health care providers; exception; examination; disclosure |
|
20-116
|
Surety bonds; cash deposit as alternative |
|
20-117
|
Definitions |
|
20-118
|
Prohibition; definitions |
|
20-119
|
Charitable gift annuities; audited financial statements; disclosure statement; commissions prohibited; definitions |
|
20-120
|
Payment bonds for third party intermediary entities; contract provisions; definitions |
|
20-121
|
State health care exchange; abortion coverage; prohibition; exceptions |
| Article 2 |
Administrative Officers and Procedures |
|
20-141
|
Director of insurance; appointment; term; qualifications; compensation |
|
20-142
|
Powers and duties of director; payment of examination and investigation costs; home health services |
|
20-143
|
Rule‑making power |
|
20-144
|
Seal of office |
|
20-145
|
Evidentiary effect of certificate of authority |
|
20-146
|
Supervisor |
|
20-147
|
Assistant director; chief examiner; appointment; qualifications |
|
20-148
|
Deputies and other employees; special services |
|
20-149
|
Prohibition on certain activities by employees; conflict of interest |
|
20-150
|
Delegation of director's authority |
|
20-151
|
Issuance of orders and notices by director |
|
20-152
|
Enforcement |
|
20-153
|
Records |
|
20-154
|
Annual report; list of authorized insurers |
|
20-155
|
Expenses of administration |
|
20-156
|
Examination of insurers and state compensation fund; financial surveillance fund; definition |
|
20-157
|
Access and powers relating to insurers' records |
|
20-157.01
|
Insurer claim files; access by director; definition |
|
20-158
|
Report of examinations by director; information sharing |
|
20-159
|
Insurance examiners' revolving fund; definition |
|
20-160
|
Powers of examination; witnesses; subpoenas; perjury |
|
20-161
|
Hearings |
|
20-162
|
Demand for hearing; stay of order |
|
20-163
|
Notice of hearing |
|
20-164
|
Procedure upon hearing |
|
20-165
|
Order on hearing |
|
20-166
|
Judicial review |
|
20-167
|
Fees |
|
20-168
|
Preparation and sale of publications |
|
20-169
|
Supervision by director |
|
20-170
|
Prohibited acts during sixty day period of supervision |
|
20-171
|
Conservatorship; liquidation |
|
20-172
|
Possession by director of person transacting insurance prior to appointment of receiver; powers of director in possession; stay of possession order; application to title insurance |
|
20-173
|
Residence requirement; exemption for officer representing insurer |
| Article 3 |
Mandated Health Coverage |
|
20-181
|
Mandated health coverage; report |
|
20-182
|
Factors for assessing impact; certification of report |
|
20-183
|
Report procedures and deadlines |
| Article 4 |
Payment of Premiums |
|
20-191
|
Payment of premiums by mail; date of payment |
| Article 1 |
Authorization of Insurers and General Requirements |
|
20-201
|
"Alien" insurer defined |
|
20-202
|
"Charter" defined |
|
20-202.01
|
Stock insurer's initial free surplus defined |
|
20-202.02
|
Mutual insurer's minimum required basic surplus defined |
|
20-202.03
|
Mutual insurer's initial free surplus defined |
|
20-202.04
|
Reciprocal insurer's required basic surplus defined |
|
20-202.05
|
Reciprocal insurer's initial free surplus defined |
|
20-203
|
"Domestic" insurer defined |
|
20-204
|
"Foreign" insurer defined |
|
20-205
|
"State," "United States" defined |
|
20-206
|
Authority to transact insurance |
|
20-207
|
General qualifications to transact insurance |
|
20-208
|
Definition of guaranteed investment contract |
|
20-209
|
Kinds of insurance an insurer may transact |
|
20-210
|
Minimum required capital stock or basic surplus |
|
20-211
|
Surplus required |
|
20-212
|
Funds required to transact additional kinds of insurance |
|
20-213
|
Deposit requirements |
|
20-214
|
Financial requirements; escalator provisions |
|
20-215
|
Application for certificate of authority |
|
20-216
|
Issuance or refusal of certificate |
|
20-217
|
Certificate of authority; term; termination; delivery upon termination or revocation |
|
20-218
|
Name of insurer |
|
20-218.01
|
Appointment of a statutory agent |
|
20-218.02
|
Change of known place of business or statutory agent |
|
20-219
|
Mandatory revocation or suspension |
|
20-220
|
Certificate of authority; refusal to renew; revocation or suspension; civil penalty |
|
20-221
|
Director as agent for service of process |
|
20-222
|
Service of process; time to answer |
|
20-223
|
Annual statement; payment of fees; penalty for failure to file or pay |
|
20-223.01
|
Annual report of product liability insurer |
|
20-224
|
Premium tax |
|
20-224.01
|
Additional premium tax |
|
20-224.02
|
Credit for overpayment of tax |
|
20-224.03
|
Premium tax credit for increased employment in enterprise zones; definition |
|
20-224.04
|
Premium tax credit for increased employment in military reuse zones; definitions |
|
20-224.05
|
Premium tax credit for health insurance certificates submitted by qualified persons; definitions |
|
20-224.06
|
Premium tax credit for contributions to school tuition organization; low-income scholarships |
|
20-224.07
|
Premium tax credit for contributions to school tuition organization; displaced students and students with disabilities |
|
20-225
|
Failure to pay tax; penalty |
|
20-226
|
Exclusive character of premium tax; exception |
|
20-227
|
Disposition of tax proceeds |
|
20-228
|
Exemption of insurers from general corporation reports and fees |
|
20-229
|
Countersignature of insurance producer; exceptions |
|
20-230
|
Retaliation |
|
20-231
|
Transfer of domicile |
|
20-232
|
Junior achievement program; exemption from licensure |
|
20-233
|
Additional information required of insurer; disclosure to director; violation; classification |
|
20-234
|
Filing requirement; participation in the insurance regulatory information system |
|
20-235
|
Insurers; financial disclosure; requirements |
|
20-236
|
Civil penalty for failure to respond to a request for verification of financial responsibility |
|
20-237
|
Failure to provide information; penalty |
| Article 2 |
Kinds of Insurance; Reinsurance; Limits of Risk |
|
20-251
|
Definitions not mutually exclusive |
|
20-252
|
"Casualty insurance" defined |
|
20-253
|
"Disability insurance" defined |
|
20-254
|
"Life insurance" defined |
|
20-254.01
|
"Annuities" defined |
|
20-255
|
"Marine and transportation insurance" defined |
|
20-256
|
"Property insurance" defined |
|
20-257
|
"Surety insurance" defined |
|
20-258
|
Multiple line insurers |
|
20-259
|
"Vehicle insurance" defined |
|
20-259.01
|
Motor vehicle liability policy; uninsured optional; underinsured optional; subrogation; medical payments liens; definitions |
|
20-259.02
|
Coverage to include car pool operators and car pool vehicles; definitions |
|
20-259.03
|
Uninsured and underinsured motorist coverages; insured; wrongful death recovery |
|
20-260
|
Limit of risk |
|
20-261
|
Authorized reinsurance |
|
20-261.01
|
Credit for reinsurance |
|
20-261.02
|
Reduction from liability for reinsurance ceded by a domestic insurer to an assuming insurer |
|
20-261.03
|
Qualified United States financial institution; definitions |
|
20-261.04
|
Reinsurance agreements affected |
|
20-262
|
Motor vehicle insurance policy; reduction of rate for older person completing accident prevention course; course requirements |
|
20-263
|
Vehicle insurance; prohibited act by insurer; hearing; penalty |
|
20-264
|
Automobile insurance; damaged safety equipment deductible optional; definition |
|
20-265
|
Motor vehicle insurance; premium comparisons and complaint ratios |
|
20-266
|
Minimum liability policy; availability |
|
20-267
|
Motor vehicle liability policies; monthly basis; fee |
|
20-268
|
Motor vehicle subrogation |
|
20-270
|
Residential property insurance; prohibited acts |
|
20-271
|
Lienholders; proof; accidents; notice; applicability |
| Article 3 |
Insurance Producer Licensing |
|
20-281
|
Definitions |
|
20-282
|
License required |
|
20-283
|
Exceptions to insurance producer licensing |
|
20-284
|
Application for examination |
|
20-285
|
Application for license |
|
20-286
|
Licensure; lines of authority |
|
20-287
|
Nonresident licensing |
|
20-288
|
Exemption from examination |
|
20-289
|
Expiration; surrender; renewal |
|
20-289.01
|
Inactive license or application status during military service |
|
20-290
|
Insurance producer records; individual licensees |
|
20-291
|
Service of process on nonresident licensees |
|
20-292
|
Violation; injunctive relief |
|
20-293
|
Insurance vending machines |
|
20-294
|
Temporary licensing |
|
20-295
|
License denial, suspension or revocation; civil penalty |
|
20-296
|
Effect of suspension or revocation of license |
|
20-297
|
Assumed business name; trade name |
|
20-298
|
Commissions |
|
20-299
|
Sharing of information |
|
20-300
|
Reciprocity |
|
20-301
|
Report of actions |
|
20-302
|
Rules |
| Article 3.1 |
Managing General Agents |
|
20-311
|
Definition of managing general agent; exceptions; adjustment or payment of claims |
|
20-311.01
|
Licensing of managing general agents; surety deposit; definition |
|
20-311.02
|
Requirements for managing general agent agreements |
|
20-311.03
|
Application of other laws |
| Article 3.2 |
Adjusters |
|
20-321
|
Definition of adjuster; exception |
|
20-321.01
|
Licensing of adjusters; qualifications; exemption |
|
20-321.02
|
Application of other laws |
| Article 3.3 |
Other Insurance Professionals |
|
20-331
|
Rental car agents; definitions |
|
20-331.01
|
Political subdivision employees; risk management consultant licenses; application of other laws |
|
20-332
|
Self-service storage agents; license; definitions |
| Article 3.4 |
Bail Bond Agents and Bail Recovery Agents |
|
20-340
|
Definitions |
|
20-340.01
|
Bail bond agents; business entities; place of business; receipt; maintenance of records |
|
20-340.02
|
Bond of bail bond agents |
|
20-340.03
|
Bail bond agent prohibitions |
|
20-340.04
|
Bail recovery agent prohibitions; criminal records checks |
|
20-340.05
|
Rules |
|
20-340.06
|
Application of other laws |
| Article 4 |
Rates and Rating Organizations |
|
20-341
|
Purpose of insurance rate regulation |
|
20-342
|
Scope and application of article |
|
20-343
|
Definitions |
|
20-344
|
Uniform plans |
|
20-356
|
Making of rates |
|
20-357
|
Filing of rating system; definition |
|
20-358
|
Disapproval of rates |
|
20-359
|
Deviations from filed workers' compensation rates |
|
20-361
|
Licensing of rating organizations |
|
20-362
|
Notice to director of changes in rating organization |
|
20-363
|
Availability of services of rating organization to members |
|
20-364
|
Technical services |
|
20-365
|
Cooperation in rate making |
|
20-366
|
Appeal by member or subscriber from action relating to filings |
|
20-367
|
Workers' compensation appeals board; composition; board termination |
|
20-367.01
|
Appeals procedure |
|
20-368
|
Advisory organizations |
|
20-369
|
Joint underwriting or joint reinsurance |
|
20-370
|
Examinations of rating organizations |
|
20-371
|
Rate administration |
|
20-372
|
Disclosure of information relating to rates |
|
20-373
|
Commissions and fees |
|
20-374
|
Revocation and suspension of licenses |
|
20-375
|
Making of title insurance rates |
|
20-376
|
Filing of title insurance rates; approval or disapproval |
|
20-377
|
Justification for title insurance rates |
|
20-378
|
Disapproval of title insurance filings |
|
20-379
|
Deviations in title insurance rates |
| Article 4.1 |
Open Competition Rates and Rating Organizations |
|
20-381
|
Definitions |
|
20-382
|
Scope of application |
|
20-383
|
Rate standards |
|
20-384
|
Rating criteria |
|
20-385
|
Filing of rates |
|
20-386
|
Filings open to inspection |
|
20-387
|
Delegation of rate making and rate filing obligations |
|
20-388
|
Disapproval of rates |
|
20-389
|
Rate service organizations; license; application |
|
20-390
|
Advisory organizations; filing with director |
|
20-391
|
Joint underwriting and joint reinsurance organizations; filing with director |
|
20-392
|
Rate agreements among insurers prohibited |
|
20-393
|
Recording and reporting of experience |
|
20-394
|
Examination of rate service organizations and joint underwriting and joint reinsurance organizations |
|
20-395
|
Apportionment agreements among insurers |
|
20-396
|
Hearing and judicial review |
|
20-397
|
Penalties; exception |
|
20-398
|
Policy forms; approval or disapproval; exemption |
|
20-399
|
Payment of dividends |
| Article 4.2 |
Compliance With Filed Rates |
|
20-400
|
Scope of provisions |
|
20-400.01
|
Unjustified adjustments |
|
20-400.02
|
Submittal of data comparing premiums charged to filed rates |
|
20-400.03
|
Penalties |
|
20-400.04
|
Examinations |
|
20-400.05
|
Examiners and examination related expenses |
|
20-400.07
|
Report of examination |
|
20-400.08
|
Insurance consumer advisory board |
|
20-400.09
|
Rules |
|
20-400.10
|
Industrial insureds |
| Article 5 |
Unauthorized Insurers |
|
20-401
|
Definitions |
|
20-401.01
|
Unlawful transaction of insurance business; exemptions |
|
20-401.02
|
Violation; cease and desist orders; injunctive relief |
|
20-401.03
|
Service of process in an action by the director of insurance |
|
20-401.04
|
Action by attorney general to enforce order or decision of court or director; foreign decrees |
|
20-401.05
|
Certificate of exemption; definitions |
|
20-401.06
|
Unauthorized transactions; classification |
|
20-401.07
|
Premium receipts tax on industrial insureds contracting with unauthorized insurer; definitions |
|
20-402
|
Validity of contracts |
|
20-403
|
Service of process in an action by someone other than the director of insurance |
|
20-404
|
Exemptions |
|
20-405
|
Prerequisites for participating in court action |
|
20-406
|
Attorneys' fees in action against insurer |
|
20-407
|
Surplus lines; brokers |
|
20-408
|
Report of broker; civil penalty |
|
20-409
|
Recognized surplus lines |
|
20-410
|
Validity of surplus lines insurance; disclosure; policy fees |
|
20-411
|
Licensing of surplus lines broker; examination |
|
20-411.01
|
Licensing of Mexican insurance surplus lines broker |
|
20-411.02
|
Nonresident surplus lines broker; remittance of tax on insurance procured out of state |
|
20-412
|
Acceptance of surplus lines business by broker |
|
20-413
|
Placing of surplus lines coverage; endorsement by broker; list of unauthorized insurers; removal from list; definition |
|
20-414
|
Records of surplus lines brokers |
|
20-415
|
Statement of surplus lines insurance business transacted by broker; reporting periods |
|
20-416
|
Tax on surplus lines |
|
20-417
|
Failure to remit tax; civil penalty |
|
20-418
|
Denial, revocation or suspension of license; civil penalty |
|
20-419
|
Legal process against surplus lines insurer |
|
20-420
|
Exemptions from surplus lines provisions |
|
20-421
|
Access of director to records of person insured by unauthorized insurer |
|
20-422
|
Alien insurance for coverage in Mexico |
| Article 6 |
Unfair Practices and Frauds |
|
20-441
|
Purpose of article; definition |
|
20-442
|
Unfair trade practices prohibited |
|
20-443
|
Misrepresentations and false advertising of policies; false disclosure of compensation |
|
20-443.01
|
Misrepresentation in sale of insurance; violation; classification |
|
20-443.02
|
Stranger originated life insurance |
|
20-444
|
False or deceptive advertising of insurance or status as insurer |
|
20-445
|
Defamation |
|
20-446
|
Acts tending to result in unreasonable restraint or monopoly of insurance business |
|
20-447
|
False financial statements or records |
|
20-448
|
Unfair discrimination; definitions |
|
20-448.01
|
Required insurance procedures relating to HIV information; confidentiality; violations; penalties; definitions |
|
20-448.02
|
Genetic testing; informed consent; definitions |
|
20-449
|
Rebates on life or disability insurance |
|
20-450
|
Practices not prohibited as discrimination or rebates in life and disability insurance; wellness programs |
|
20-451
|
Rebates on other than life or disability insurance |
|
20-452
|
Prohibited inducements |
|
20-452.01
|
Designation of particular insurer or person transacting insurance prohibited |
|
20-452.02
|
Exceptions |
|
20-452.03
|
Evidence of nonviolation |
|
20-452.04
|
Investigation by director of alleged violations |
|
20-453
|
Programs for purchase by policyholders of securities of insurance companies |
|
20-454
|
Programs for purchase by policyholders of securities of companies not engaged in insurance |
|
20-455
|
Interlocking ownership or management; multiple directorship |
|
20-456
|
Cease and desist order for defined or prohibited practices; civil penalty |
|
20-457
|
Premature disposal of premium notes prohibited |
|
20-458
|
Fraudulent statement in application; classification |
|
20-459
|
Deferred dividends; life |
|
20-460
|
Free choice of insurance producer |
|
20-461
|
Unfair claim settlement practices |
|
20-462
|
Timely payment of claims |
|
20-463
|
Fraud; injunction; penalties; restitution; definitions |
|
20-463.01
|
Unlawful practices; auto glass repair; policyholders; insurers |
|
20-464
|
Prohibiting payment for services to persons other than the assignee |
|
20-465
|
Fees; deposits |
|
20-466
|
Fraud unit; peace officer status; powers; information sharing duty of insurers |
|
20-466.01
|
Fraud; classification |
|
20-466.02
|
Injunction; restitution; civil penalties; costs |
|
20-466.03
|
Notice of penalty for false or fraudulent claims; claim forms |
|
20-466.04
|
Referrals to other licensing agencies; definition |
|
20-467
|
Return premiums; penalties |
|
20-468
|
Motor vehicle loss; policyholder choice of repair facility |
|
20-469
|
Motor vehicle loss; choice of glass repair facility |
| Article 7 |
Insurance on Collateral Security |
|
20-471
|
Definition of insurance service charge; limit; prohibited use |
|
20-472
|
Service charges in connection with insurance on collateral security prohibited when change of ownership |
|
20-473
|
Obligation of mortgagee to furnish mortgagor copies of insurance policy |
|
20-474
|
Service charges in connection with insurance on collateral security prohibited when mortgagee procures insurance |
|
20-475
|
Reasonable requirements of security holder are valid |
|
20-475.01
|
Insurance on mortgaged property; disclosure of expiration date prohibited; exception |
|
20-476
|
Violation; classification |
| Article 8 |
Insurance Holding Company Systems |
|
20-481
|
Definitions |
|
20-481.01
|
Investment limitations; exemptions |
|
20-481.02
|
Tender offers; required statements; disclosures; approval or disapproval by director |
|
20-481.03
|
Contents of statement |
|
20-481.04
|
Statement filed by partnership, corporation or other group |
|
20-481.05
|
Material change of fact; filing amended statement; time |
|
20-481.06
|
Use of other statements |
|
20-481.07
|
Approval and issues; notice; hearings |
|
20-481.08
|
Appointment of director as agent for service of process; forwarding of process; consent to jurisdiction |
|
20-481.09
|
Registration of insurers; deadline |
|
20-481.10
|
Form and content of registration statement; disclosure of information |
|
20-481.11
|
Exemption for nonmaterial items |
|
20-481.12
|
Standards |
|
20-481.13
|
Material changes; amended statement; time; reporting of dividends |
|
20-481.14
|
Termination of registration |
|
20-481.15
|
Consolidated registration by affiliates |
|
20-481.16
|
Alternative registration for an affiliate |
|
20-481.17
|
Exemption by director |
|
20-481.18
|
Disclaimer of affiliation or control; contents; effect on duty to register |
|
20-481.19
|
Extraordinary dividend or distribution; time; notice; definition; approval by director |
|
20-481.20
|
Examination of registered insurers; powers; limits; expense |
|
20-481.21
|
Confidential records; consent to release; release without consent; information sharing |
|
20-481.22
|
Power to make rules |
|
20-481.23
|
Violations |
|
20-481.24
|
Adequacy of surplus |
|
20-481.25
|
Acquisitions involving insurers not otherwise covered; anticompetitive considerations; civil penalty; definitions |
|
20-481.26
|
Penalties; cease and desist order; violations; classification |
|
20-481.27
|
Recovery; liability |
|
20-481.28
|
Insurer's license; revocation; suspension; nonrenewal |
|
20-481.29
|
Injunctions; prohibitions against voting securities; sequestration of voting securities |
|
20-481.30
|
Judicial review; special action |
| Article 9 |
Insurance Administrators |
|
20-485
|
Definitions; scope |
|
20-485.01
|
Written agreement; provisions; maintenance of records |
|
20-485.02
|
Administrator as intermediary between insurer and insured; right of action preserved |
|
20-485.03
|
Maintenance of records; access; confidentiality; information sharing; examination |
|
20-485.04
|
Advertising; approval |
|
20-485.05
|
Inclusion of underwriting standards |
|
20-485.06
|
Charges or premiums collected held in fiduciary capacity; establishment of account; disbursements |
|
20-485.07
|
Payment of claims on behalf of insurer |
|
20-485.08
|
Delivery of written communications |
|
20-485.09
|
Adjustment or settlement of claims; compensation |
|
20-485.10
|
Deposit or surety bond of administrators; amount; purpose |
|
20-485.11
|
Notice to insureds; statement of charge or premium for coverage; conflict of interest prohibited |
|
20-485.12
|
Certificate of registration; fees; expiration; revocation; civil penalties; violation; classification; injunctive relief; exemption |
| Article 10 |
Reinsurance Intermediaries |
|
20-486
|
Definitions; director's list |
|
20-486.01
|
Licensure of reinsurance intermediaries |
|
20-486.02
|
Required contract provisions; reinsurance intermediary brokers |
|
20-486.03
|
Books and records; reinsurance intermediary brokers |
|
20-486.04
|
Duties of insurers utilizing the services of a reinsurance intermediary broker |
|
20-486.05
|
Required contract provisions; reinsurance intermediary managers |
|
20-486.06
|
Books and records; reinsurance intermediary managers |
|
20-486.07
|
Prohibited acts; reinsurance intermediary managers |
|
20-486.08
|
Duties of reinsurers utilizing the services of a reinsurance intermediary manager |
|
20-486.09
|
Examination authority |
|
20-486.10
|
Penalties and liabilities |
|
20-486.11
|
Adoption of rules |
| Article 11 |
Producer Controlled Property and Casualty Insurance |
|
20-487
|
Definitions |
|
20-487.01
|
Applicability |
|
20-487.02
|
Minimum standards |
|
20-487.03
|
Disclosure |
|
20-487.04
|
Penalties |
| Article 12 |
Risk-Based Capital for Insurers |
|
20-488
|
Definitions |
|
20-488.01
|
Risk‑based capital reports |
|
20-488.02
|
Company action level event |
|
20-488.03
|
Regulatory action level event |
|
20-488.04
|
Authorized control level event |
|
20-488.05
|
Mandatory control level event |
|
20-488.06
|
Hearings |
|
20-488.07
|
Confidentiality; information sharing |
|
20-488.08
|
Supplemental provisions; rules; exemption |
|
20-488.09
|
Foreign insurers |
|
20-488.10
|
Notice |
|
20-488.11
|
Immunity |
| Article 13 |
Violent Crime Control and Law Enforcement Act |
|
20-489
|
Violent crime control and law enforcement act; insurance business; rules |
| Article 14 |
Enforcement of Insurance Policies Affecting Certain Holocaust Victims |
|
20-490
|
Definitions |
|
20-490.01
|
Suspension of limitations period |
|
20-490.02
|
Enforcement; civil penalty |
| Article 1 |
Assets and Liabilities |
|
20-501
|
Eligible assets |
|
20-502
|
Assets as deductions from liabilities |
|
20-503
|
Assets not allowed as deductions from liabilities |
|
20-504
|
Reporting assets not allowed |
|
20-505
|
Liabilities |
|
20-506
|
Unearned premium reserve |
|
20-507
|
Unearned premium reserve for marine insurance |
|
20-508
|
Reserves for disability insurance |
|
20-509
|
Increase of inadequate reserves |
|
20-510
|
Standard valuation law; definition |
|
20-511
|
Valuation of bonds; limitation |
|
20-512
|
Valuation of other securities |
|
20-512.01
|
Valuation of joint ventures, partnerships and limited liability companies |
|
20-513
|
Valuation of real and personal property |
|
20-514
|
Valuation of purchase money mortgages |
|
20-515
|
Valuation of assets held in separate accounts |
|
20-516
|
Reserve standards |
|
20-517
|
Report of acquisitions and dispositions |
|
20-518
|
Acquisitions and dispositions of assets |
|
20-519
|
Nonrenewals, cancellations or revisions of ceded reinsurance agreements |
| Article 2 |
Investments |
|
20-531
|
Scope of article |
|
20-532
|
Eligible investments |
|
20-533
|
Qualification of securities or property as eligible investments |
|
20-534
|
Approval of investment |
|
20-535
|
Limitation on percentage of assets invested with single person; exception |
|
20-536
|
Investments; type; limitations |
|
20-536.01
|
Separate accounts |
|
20-537
|
Investment of funds in United States obligations; accounting |
|
20-538
|
Securities of states, territories, counties, municipalities, school districts, political subdivisions, public districts or civil divisions thereof |
|
20-539
|
Federally guaranteed loans |
|
20-540
|
Governmental revenue bonds and obligations; limitation; definitions |
|
20-541
|
Improvement district obligations |
|
20-543
|
Acceptances and bills of exchange |
|
20-544
|
Corporate obligations |
|
20-545
|
Preferred, guaranteed or preference stock |
|
20-546
|
Common stocks |
|
20-547
|
Equipment trust certificates |
|
20-548
|
Obligations of receivers or trustees |
|
20-549
|
Investments not otherwise authorized; limitations; appraisal; cost |
|
20-550
|
Policy loans |
|
20-551
|
Investments or deposits in financial institutions |
|
20-552
|
Foreign securities |
|
20-553
|
Mortgages on real estate; definitions |
|
20-554
|
Purchase money mortgages |
|
20-555
|
Security agreements; definition |
|
20-556
|
Real property |
|
20-557
|
Second mortgages |
|
20-558
|
Investment company or trust; mutual funds |
|
20-559
|
Investments of foreign and alien insurers |
|
20-561
|
Collateral loans |
|
20-562
|
Insurer investments; partnerships; limited liability companies; limitations |
| Article 3 |
Administration of Deposits |
|
20-581
|
Deposits of insurers |
|
20-582
|
Purpose of deposits |
|
20-583
|
Assets eligible for deposit |
|
20-584
|
Trust companies as depositaries |
|
20-585
|
Responsibility of state for safekeeping of deposits |
|
20-586
|
Rights of insurer during solvency |
|
20-587
|
Excess deposits |
|
20-588
|
Release of deposits |
|
20-589
|
Levy upon deposits prohibited; exception |
| Article 4 |
Rehabilitation and Liquidation |
|
20-611
|
Definitions |
|
20-612
|
Delinquency proceedings; jurisdiction; venue; nature of remedy; appeal |
|
20-613
|
Commencement of delinquency proceedings |
|
20-614
|
Injunctions |
|
20-615
|
Grounds for rehabilitation of domestic insurers |
|
20-616
|
Grounds for liquidation |
|
20-617
|
Grounds for conservation of foreign insurers |
|
20-618
|
Grounds for conservation of alien insurers |
|
20-619
|
Grounds for ancillary liquidation of foreign insurers |
|
20-620
|
Order of rehabilitation; termination |
|
20-621
|
Order of liquidation of domestic insurers |
|
20-622
|
Order of liquidation of alien insurers |
|
20-623
|
Order of conservation or ancillary liquidation of foreign or alien insurers |
|
20-623.01
|
Conduct of all delinquency proceedings |
|
20-624
|
Conduct of delinquency proceedings against domestic and alien insurers |
|
20-625
|
Conduct of delinquency proceedings against foreign insurers |
|
20-626
|
Claims of nonresidents against domestic insurers |
|
20-627
|
Claims against foreign insurers |
|
20-628
|
Proof of claims; notice; hearing |
|
20-629
|
Priority of distribution; definition |
|
20-630
|
Attachment and garnishment of assets |
|
20-631
|
Uniform insurers liquidation act |
|
20-632
|
Deposit of monies collected |
|
20-634
|
Borrowing on pledge of assets |
|
20-635
|
Rights and liabilities fixed as of date liquidation order filed |
|
20-636
|
Voidable transfers |
|
20-638
|
Offsets |
|
20-639
|
Allowance of certain claims |
|
20-640
|
Time to file claims |
|
20-641
|
Report for assessment |
|
20-642
|
Levy of assessment |
|
20-643
|
Order to pay assessment |
|
20-644
|
Publication and service of assessment order |
|
20-645
|
Judgment upon assessment |
|
20-646
|
Cooperation with Arizona property and casualty insurance guaranty fund and life and disability insurance guaranty fund |
|
20-647
|
Giving guaranty fund or association immediate access to assets |
|
20-648
|
Receivership liquidation fund; purpose; deposit; expenses of receivership; deputy receiver; powers and duties |
|
20-649
|
Extension of time |
|
20-650
|
Recovery of shareholder liability |
| Article 5 |
Separate Accounts |
|
20-651
|
Establishment of separate accounts; income, gains and losses; variable benefits; requirements; reserves |
| Article 6 |
Administration of Insolvency |
|
20-661
|
Definitions |
|
20-662
|
Insurance guaranty fund |
|
20-663
|
Guaranty fund board; composition; compensation |
|
20-664
|
Powers and duties of the board |
|
20-665
|
Plan of operation |
|
20-666
|
Assessments; notification; exemptions; setoffs; refunds |
|
20-667
|
Obligations of the fund |
|
20-668
|
Powers and duties of the director |
|
20-669
|
Examination of member insurer; costs; release of report |
|
20-670
|
Meetings; information; subpoena power; confidentiality |
|
20-671
|
Special meetings closed |
|
20-672
|
Effect of paid claims |
|
20-673
|
Nonduplication of recovery; exhausting all other applicable coverages; rights of fund and member insurer; definition |
|
20-674
|
Premium tax offset |
|
20-675
|
Immunity and indemnification |
|
20-676
|
Stay of proceedings |
|
20-677
|
Interest |
|
20-678
|
Examination of the fund; annual report |
|
20-679
|
Limitation on filing of creditor's claims |
|
20-680
|
Exempt types of insurance |
| Article 7 |
Administration of Life and Disability Insurance Insolvencies |
|
20-681
|
Definitions |
|
20-682
|
Scope of article |
|
20-683
|
Life and disability insurance guaranty fund |
|
20-684
|
Guaranty fund board; meetings; definition |
|
20-685
|
Powers and duties of the board |
|
20-686
|
Assessments |
|
20-687
|
Plan of operation |
|
20-688
|
Duties and powers of the director |
|
20-689
|
Prevention of impairments |
|
20-690
|
Financial provisions; definition |
|
20-691
|
Examination of the fund; annual report |
|
20-692
|
Premium tax offset |
|
20-693
|
Immunity |
|
20-694
|
Stay of proceedings; reopening default judgments |
|
20-695
|
Statute of limitations |
| Article 8 |
Life and Health Actuarial Opinion and Memorandum Requirements |
|
20-696
|
Scope of article |
|
20-696.01
|
Definitions |
|
20-696.02
|
General requirements; statement of actuarial opinion; qualified actuary; appointed actuary; analysis |
|
20-696.03
|
Statement of actuarial opinion based on an asset adequacy analysis |
|
20-696.04
|
Description of actuarial memorandum including an asset adequacy analysis and regulatory asset adequacy issues summary |
| Article 9 |
Property and Casualty Actuarial Opinion Requirements |
|
20-697
|
Property and casualty actuarial opinions; limitation of liability |
|
20-697.01
|
Confidentiality; sharing of information |
| Article 10 |
Audited Financial Reports |
|
20-698
|
Annual audited financial reports |
|
20-698.01
|
Rule making; exemption from rule making procedures |
| Article 1 |
Domestic Stock and Mutual Insurers |
|
20-701
|
Scope of article |
|
20-702
|
"Mutual" insurer defined |
|
20-703
|
"Stock" insurer defined |
|
20-704
|
Applicability of general corporation laws |
|
20-705
|
Articles of incorporation |
|
20-706
|
Filing, recording and publication of articles; appointment of agent to receive process; issuance of certificate |
|
20-707
|
Amendment of articles |
|
20-708
|
Limited stock insurers |
|
20-709
|
Formation of mutual insurer; applications for insurance |
|
20-710
|
Formation of mutuals; trust deposit of premiums; issuance of policies |
|
20-711
|
Initial qualification of domestic mutual insurers |
|
20-712
|
Additional kinds of insurance authorized to be issued by mutual insurer |
|
20-713
|
Bylaws of mutual insurer |
|
20-714
|
Quorum of members of mutual insurer |
|
20-715
|
Membership in mutual insurer |
|
20-716
|
Rights of mutual insurer member |
|
20-717
|
Contingent liability of mutual insurer members |
|
20-718
|
Enforcement of contingent liability |
|
20-719
|
Issuance of nonassessable policies by mutual insurers |
|
20-720
|
Revocation of authority to issue nonassessable policies |
|
20-721
|
Participating policies |
|
20-722
|
Stock dividends |
|
20-723
|
Dividends to mutual policyholders |
|
20-724
|
Illegal dividends; classification |
|
20-725
|
Borrowed surplus |
|
20-726
|
Prohibited interests of officers and directors in certain transactions |
|
20-726.01
|
Insider trading by officers, directors and principal stockholders |
|
20-727
|
Management and exclusive agency contracts |
|
20-728
|
Impairment of capital or assets |
|
20-729
|
Conversion of stock insurer to mutual insurer |
|
20-730
|
Conversion of mutual insurer to stock insurer |
|
20-731
|
Merger or consolidation of stock insurers; hearings; notice |
|
20-732
|
Acceptance of reinsurance by stock insurers; definition |
|
20-733
|
Merger or consolidation of mutual insurers |
|
20-734
|
Acceptance of reinsurance by mutual insurers |
|
20-735
|
Distribution of assets of mutual insurer upon liquidation |
|
20-736
|
Transfer of direct obligations; assignment; notice; findings; approval; applicability |
| Article 2 |
Reciprocal Insurers |
|
20-761
|
"Reciprocal" insurance defined |
|
20-762
|
"Reciprocal insurer" defined |
|
20-763
|
Scope of article |
|
20-764
|
Compliance by existing insurers |
|
20-765
|
Powers of reciprocal insurers |
|
20-766
|
Name of insurer; designation by name as party in action |
|
20-767
|
Attorney‑in‑fact of reciprocal insurers |
|
20-768
|
Required surplus funds |
|
20-769
|
Organization of reciprocal insurer |
|
20-770
|
Certificate of authority |
|
20-771
|
Power of attorney |
|
20-772
|
Modifications of agreement |
|
20-773
|
Bond of attorney |
|
20-774
|
Deposit in lieu of bond of attorney |
|
20-775
|
Action on bond |
|
20-776
|
Service of legal process; liabilities under judgment on such service |
|
20-777
|
Annual statement |
|
20-778
|
Contributions to insurer |
|
20-779
|
Financial condition; determination |
|
20-780
|
Subscribers |
|
20-781
|
Subscribers' advisory committee |
|
20-782
|
Subscriber's liability |
|
20-783
|
Liability of subscriber on judgment against insurer |
|
20-784
|
Assessments |
|
20-785
|
Time limit for assessment |
|
20-786
|
Limitation on liability |
|
20-787
|
Nonassessable policies |
|
20-788
|
Distribution of savings |
|
20-789
|
Subscriber's share in assets |
|
20-790
|
Merger or conversion |
|
20-791
|
Impaired reciprocal insurers |
|
20-792
|
Ownership of real property |
| Article 3 |
Hospital, Medical, Dental and Optometric Service Corporations |
|
20-821
|
Scope of article; rules; authority of director |
|
20-822
|
Definitions |
|
20-823
|
Incorporation of hospital, medical, dental and optometric service corporations |
|
20-824
|
Application for certificate; fee |
|
20-825
|
Certificate of authority; requirements |
|
20-825.01
|
Minimum capital or surplus required; application |
|
20-826
|
Subscription contracts; definitions |
|
20-826.01
|
Hospital or medical service corporations; clinical trials; cancer; definitions |
|
20-826.02
|
Subscription contracts; varying copayments and deductibles allowed |
|
20-826.03
|
Eosinophilic gastrointestinal disorder; formula |
|
20-826.04
|
Subscription contracts; autism spectrum disorder; coverage; exceptions; definitions |
|
20-827
|
Participating health care professionals; definition |
|
20-828
|
Deposit for protection of members |
|
20-829
|
Directors |
|
20-830
|
Expenses and investments |
|
20-831
|
Annual statement; examination |
|
20-832
|
Limitation on salaries |
|
20-833
|
Relationship of health care professional and patient; financial incentives; definition |
|
20-834
|
Dissolution; unfair practices |
|
20-835
|
Judicial review of decisions of director |
|
20-836
|
Limitation on liability |
|
20-837
|
Tax exemption; exceptions |
|
20-838
|
Subscribers and employees exempt from corporate indebtedness |
|
20-839
|
Exemption of certain hospital plans |
|
20-840
|
Continuation of existing certificates, licenses and rights |
|
20-841
|
Prohibiting denial of certain contract benefits |
|
20-841.01
|
Prohibiting denial of chiropractic contract benefits; direct reimbursement |
|
20-841.02
|
Prohibiting denial of psychologist contract benefits |
|
20-841.03
|
Prohibiting denial of contract benefits; nurses; reimbursement |
|
20-841.04
|
Standing referrals to network health care professionals; definition |
|
20-841.05
|
Prescription drug formulary; definitions |
|
20-841.06
|
Continuity of care; definition |
|
20-841.07
|
Medical supplies |
|
20-841.08
|
Prohibiting denial of occupational or physical therapist contract benefits |
|
20-842
|
Prohibition against excluding coverage because of previous tests for a condition |
|
20-843
|
Eligibility; prohibiting cancellation because of eligibility for certain benefits |
|
20-844
|
Right to open enrollment period; subscribers; definition |
|
20-845
|
Suspension or revocation of certificate of authority; civil penalties |
|
20-846
|
Individual health insurance policies; mandatory coverage exemption; definitions |
|
20-847
|
Contracts; dentists; covered services; definition |
| Article 4 |
Fraternal Benefit Societies |
|
20-861
|
Definitions |
|
20-862
|
Lodge system |
|
20-863
|
Representative form of government |
|
20-864
|
Purposes and powers |
|
20-865
|
Qualifications for membership |
|
20-866
|
Location of office; publications; grievance procedure |
|
20-867
|
Exemption from liability |
|
20-868
|
Waiver |
|
20-869
|
Organization |
|
20-870
|
Amendment to society laws |
|
20-871
|
Authority to maintain institutions |
|
20-872
|
Reinsurance |
|
20-873
|
Consolidation or merger |
|
20-874
|
Conversion of fraternal benefit society to mutual life insurance company |
|
20-875
|
Benefits |
|
20-876
|
Beneficiaries |
|
20-877
|
Benefits not attachable |
|
20-878
|
Benefit contract |
|
20-879
|
Nonforfeiture benefits, cash surrender value, certificate loans and other options |
|
20-880
|
Investments |
|
20-881
|
Funds |
|
20-882
|
Applicable insurance provisions |
|
20-883
|
Tax exemption; exception |
|
20-884
|
Valuation |
|
20-885
|
Reports |
|
20-886
|
Certificate of authority; termination |
|
20-887
|
Examination of societies; limitation on disclosure |
|
20-888
|
Admission of foreign or alien societies |
|
20-889
|
Injunction; delinquency or dissolution proceedings |
|
20-890
|
Licensing of insurance producers |
|
20-891
|
Unfair acts and practices |
|
20-892
|
Violation; classification |
|
20-893
|
Exemption of societies from insurance laws |
| Article 7 |
Prepaid Dental Plan Organizations |
|
20-1001
|
Definitions |
|
20-1002
|
Establishment of prepaid dental plan organizations |
|
20-1003
|
Application for certificate of authority |
|
20-1004
|
Issuance of certificate of authority |
|
20-1005
|
Deposit requirement; exception |
|
20-1006
|
Reserve requirement; exception |
|
20-1006.01
|
Risk-based capital requirements; minimum capital and surplus |
|
20-1007
|
Membership coverage by prepaid dental plan organizations |
|
20-1008
|
Examination of prepaid dental plan organization |
|
20-1009
|
Annual report to director |
|
20-1010
|
Taxes |
|
20-1011
|
Operational expenses |
|
20-1012
|
Prohibited practices |
|
20-1013
|
Regulation of agents |
|
20-1014
|
Examination |
|
20-1015
|
Suspension or revocation of certificate of authority; civil penalties |
|
20-1016
|
Rehabilitation, liquidation or conservation of prepaid dental plan organization |
|
20-1018
|
Advertising matter or sales materials |
|
20-1019
|
Order of benefit determination for dental care |
| Article 8 |
Lloyd's Associations |
|
20-1021
|
Lloyd's association defined |
|
20-1022
|
Forms of insurance authorized |
|
20-1023
|
"Attorney" defined; office |
|
20-1024
|
Application for license; contents |
|
20-1025
|
Surplus required |
|
20-1026
|
Reserves for liabilities and losses |
|
20-1027
|
Liability of underwriters; limitation |
|
20-1028
|
Liability of additional or substituted underwriters; authority of deputy, substitute or successor attorney |
|
20-1029
|
Division of profits |
|
20-1030
|
Actions on policies or insurance contracts; process; judgments; costs |
|
20-1031
|
Deposit required of Lloyd's association |
|
20-1032
|
Revocation of license |
|
20-1033
|
Laws applicable to Lloyd's association |
| Article 9 |
Health Care Services Organizations |
|
20-1051
|
Definitions |
|
20-1052
|
Establishment of health care services organizations |
|
20-1052.01
|
Establishment of provider sponsored health care services organizations; rules; limitations |
|
20-1053
|
Application for certificate of authority |
|
20-1054
|
Issuance of certificate of authority |
|
20-1055
|
Deposit requirement |
|
20-1056
|
Reserve requirement; exception |
|
20-1057
|
Evidence of coverage by health care services organizations; renewability; definitions |
|
20-1057.01
|
Standing referrals to network health care professionals; definition |
|
20-1057.02
|
Prescription drug formulary; definitions |
|
20-1057.03
|
Chiropractic care; definitions |
|
20-1057.04
|
Continuity of care; definition |
|
20-1057.05
|
Medical supplies |
|
20-1057.06
|
Prior authorization |
|
20-1057.07
|
Health care services organizations; clinical trials; cancer; definitions |
|
20-1057.08
|
Prescription contraceptive drugs and devices; definition |
|
20-1057.09
|
Health care services organizations; varying copayments and deductibles allowed |
|
20-1057.10
|
Eosinophilic gastrointestinal disorder; formula |
|
20-1057.11
|
Health care services organizations; autism spectrum disorder; coverage; exceptions; definitions |
|
20-1057.12
|
Contracts; dentists; covered services; definition |
|
20-1058
|
Examination of health care services organizations |
|
20-1059
|
Annual report to director |
|
20-1059.01
|
Admitted assets; health care delivery assets |
|
20-1060
|
Taxes; exemption |
|
20-1061
|
Prohibited practices; definition |
|
20-1062
|
Regulation of agents |
|
20-1063
|
Powers of insurers and hospital and medical service corporations |
|
20-1064
|
Examination |
|
20-1065
|
Suspension or revocation of certificate of authority; civil penalties |
|
20-1066
|
Rehabilitation, liquidation or conservation of health maintenance organization |
|
20-1068
|
Statutory construction and relationship to other laws |
|
20-1069
|
Contingency for insolvency; plan; contents; definition |
|
20-1069.01
|
Right to open enrollment period; enrollees; definitions |
|
20-1070
|
Acquisitions and mergers |
|
20-1071
|
Prohibition against excluding coverage because of previous tests for a condition |
|
20-1072
|
Nonliability of enrollees for provider or hospital charges; penalty |
|
20-1073
|
Eligibility; prohibiting cancellation because of eligibility for certain benefits |
|
20-1074
|
Contract termination; duty to report; provision for continued services during insolvency; definitions |
|
20-1075
|
Transactions with affiliates |
|
20-1076
|
Health care plans; disclosure form; enrollee notification |
|
20-1077
|
Use of freestanding urgent care centers; policies |
|
20-1078
|
Rules |
|
20-1079
|
Individual health insurance policies; mandatory coverage exemption; definitions |
| Article 10 |
Domestic Life and Disability Reinsurer |
|
20-1081
|
Domestic life and disability reinsurer |
|
20-1082
|
Definitions |
|
20-1083
|
Law applicable to domestic life and disability reinsurers |
|
20-1084
|
Articles of incorporation |
|
20-1085
|
Capital |
|
20-1086
|
Surplus |
|
20-1087
|
Deposits |
|
20-1088
|
Limit of risk |
|
20-1089
|
Certificates of authority |
|
20-1090
|
Reorganization; limitation |
|
20-1091
|
Transfers to this article |
|
20-1092
|
Control of assets; definition |
|
20-1093
|
Reciprocity |
|
20-1094
|
Approval of reinsurance agreements |
|
20-1094.01
|
Reserve requirements |
| Article 11 |
Service Companies |
|
20-1095
|
Definitions |
|
20-1095.01
|
Service companies; permits; rules and regulations; application of laws |
|
20-1095.02
|
Exemptions; definition |
|
20-1095.03
|
Qualifications for permit |
|
20-1095.04
|
Filing of cash, alternatives to cash or surety bond |
|
20-1095.05
|
Contracts not in compliance; validity |
|
20-1095.06
|
Approval of motor vehicle service contract program; requirements for approval |
|
20-1095.07
|
Notification to director of intent to sell contract; sale of unapproved contract; violation; classification |
|
20-1095.08
|
Nonrenewal, revocation or suspension of permit |
|
20-1095.09
|
Unfair trade practices; violation of article; cease and desist order |
|
20-1095.10
|
Scope and limitations of article |
| Article 12 |
Mechanical Reimbursement Reinsurers |
|
20-1096
|
Definitions |
|
20-1096.01
|
Formation of mechanical reimbursement reinsurer; articles of incorporation |
|
20-1096.02
|
Capital |
|
20-1096.03
|
Surplus |
|
20-1096.04
|
Qualifications |
|
20-1096.05
|
Annual reports; renewal of certificate of authority |
|
20-1096.06
|
Filing of cash or alternatives to cash |
|
20-1096.07
|
Reserves |
|
20-1096.08
|
Nonrenewal, revocation or suspension of certificate of authority |
|
20-1096.09
|
Cease and desist order; violation of article |
|
20-1096.10
|
Rules and regulations |
|
20-1096.11
|
Scope and limitations of article |
| Article 13 |
Prepaid Legal Insurance |
|
20-1097
|
Definitions |
|
20-1097.01
|
Exceptions |
|
20-1097.02
|
Certificate of authority; requirements; issuance |
|
20-1097.03
|
Deposit required |
|
20-1097.04
|
Prepaid legal insurance contract provisions |
|
20-1097.05
|
Prepaid legal insurance contracts; rates |
|
20-1097.06
|
Contracts for underwriting |
|
20-1097.07
|
Fees and taxes |
|
20-1097.08
|
Advertising and solicitation of legal services |
|
20-1097.09
|
Liability of corporation; civil penalty |
|
20-1097.10
|
Capital, surplus and reserve requirements |
|
20-1097.11
|
Assets; valuation; reporting |
|
20-1097.12
|
Annual statement and information; penalty |
|
20-1097.13
|
Suspension or revocation of authorization or registration; appeal; civil penalty; rules |
| Article 14 |
Captive Insurers |
|
20-1098
|
Definitions |
|
20-1098.01
|
Licensing; authority |
|
20-1098.02
|
Names of companies |
|
20-1098.03
|
Minimum capital and surplus; letter of credit; borrowed surplus |
|
20-1098.04
|
Formation of captive insurers; redomestication |
|
20-1098.05
|
Protected cell captive insurers |
|
20-1098.06
|
Protected cell captive insurers; sponsors; participants |
|
20-1098.07
|
Annual report |
|
20-1098.08
|
Examinations |
|
20-1098.09
|
Grounds and procedures for license suspension or revocation |
|
20-1098.10
|
Legal investments |
|
20-1098.11
|
Reinsurance |
|
20-1098.12
|
Rating organization; exemption |
|
20-1098.13
|
Associations; benefits; prohibitions |
|
20-1098.14
|
Rules |
|
20-1098.15
|
Applicability |
|
20-1098.16
|
Captive manager |
|
20-1098.17
|
Effect of fees payment |
|
20-1098.18
|
Captive insurance regulatory and supervision fund; purpose |
|
20-1098.19
|
Establishment of branch captive insurer |
|
20-1098.20
|
Security for branch business and branch operations |
|
20-1098.21
|
Branch captive insurer reports |
|
20-1098.22
|
Change in plan of operations |
|
20-1098.23
|
Confidentiality of information; exceptions |
| Article 15 |
Vehicle Protection Products |
|
20-1099
|
Definitions |
|
20-1099.01
|
Vehicle protection products; exemption from insurance code |
|
20-1099.02
|
Exemption from insurance code; requirements |
| Article 1 |
In General |
|
20-1101
|
Scope of article |
|
20-1102
|
"Policy" defined |
|
20-1103
|
"Premium" defined |
|
20-1104
|
Insurable interest with respect to personal insurance; definition |
|
20-1105
|
Insurable interest with respect to property insurance |
|
20-1106
|
Capacity to contract for insurance; minors |
|
20-1107
|
Application for insurance |
|
20-1108
|
Admissibility of application as evidence |
|
20-1109
|
Statements as representation; effect of misrepresentation upon policy |
|
20-1110
|
Approval of forms |
|
20-1110.01
|
Rules and regulations; form and readability of policies |
|
20-1111
|
Grounds for disapproval of forms |
|
20-1112
|
Standard provisions |
|
20-1113
|
Contents of policy |
|
20-1114
|
Incorporation of charter or bylaw into policy |
|
20-1115
|
Void policy restrictions |
|
20-1116
|
Execution of policies |
|
20-1117
|
Underwriters' and combination policies |
|
20-1118
|
Validity of noncomplying forms |
|
20-1119
|
Construction of policies |
|
20-1120
|
Binders |
|
20-1121
|
Renewal of policy by certificate or endorsement |
|
20-1122
|
Assignment of policies |
|
20-1123
|
Annulment of liability policies |
|
20-1123.01
|
Motor vehicle liability insurance; primary and excess coverage |
|
20-1124
|
Discharge of insurer by payment under policy |
|
20-1125
|
Discharge of payor by payment of benefits under employee benefit plan or life insurance policy |
|
20-1127
|
Simultaneous deaths |
|
20-1128
|
Rights of spouse in life or disability policy |
|
20-1129
|
Furnishing of proof of loss forms by insurer |
|
20-1130
|
Administration of claim against insurer not deemed waiver of defense |
|
20-1131
|
Exemption of life insurance proceeds and cash values from creditors |
|
20-1132
|
Exemption of group life insurance proceeds from creditors; exception |
|
20-1133
|
Medicare supplement insurance; applicability |
|
20-1134
|
Coordination of benefits |
|
20-1135
|
Prohibition against excluding coverage because of previous tests for a condition |
|
20-1136
|
Accelerated payments of certain benefits in life insurance policies |
|
20-1137
|
Limited benefit coverage; prohibited practice; definition |
| Article 1 |
Life Insurance and Annuities |
|
20-1201
|
Scope of article |
|
20-1202
|
Standard provisions required in life insurance policies |
|
20-1203
|
Grace period |
|
20-1204
|
Incontestability |
|
20-1205
|
Application and policy as entire contract; statements in application as representations; information |
|
20-1206
|
Misstatement of age |
|
20-1207
|
Dividends |
|
20-1208
|
Policy loan on old policies |
|
20-1209
|
Policy loan on new policies |
|
20-1209.01
|
Maximum rate of interest on policy loans; definitions |
|
20-1210
|
Nonforfeiture options in old policies |
|
20-1212
|
Table of installments |
|
20-1213
|
Reinstatement |
|
20-1214
|
Payment of premiums |
|
20-1215
|
Payment of claims |
|
20-1216
|
Policy title |
|
20-1217
|
Excluded or restricted coverage |
|
20-1218
|
Standard provisions required in annuity and pure endowment contracts |
|
20-1219
|
Grace period in annuities |
|
20-1220
|
Incontestability in annuities |
|
20-1221
|
Application and contract as entire contract in annuities |
|
20-1222
|
Misstatement of age in annuities |
|
20-1223
|
Dividends on annuities |
|
20-1224
|
Reinstatement of annuities |
|
20-1225
|
Standard provisions required in reversionary annuities |
|
20-1226
|
Limitation of liability |
|
20-1227
|
Incontestability after reinstatement |
|
20-1228
|
Policy settlements |
|
20-1229
|
Authorized deductions from insurance proceeds |
|
20-1230
|
Prohibition of dual or multiple pay policies |
|
20-1231
|
Standard nonforfeiture law for life insurance |
|
20-1231.01
|
Standard nonforfeiture law for life insurance; table for calculating adjusted premiums |
|
20-1232
|
Standard nonforfeiture law for individual deferred annuities |
|
20-1233
|
Free look; annuity contracts |
| Article 1.1 |
Replacement of Life Insurance Policies and Annuity Contracts |
|
20-1241
|
Definitions |
|
20-1241.01
|
Scope of article |
|
20-1241.02
|
Policy summary requirements |
|
20-1241.03
|
Duties of insurance producers |
|
20-1241.04
|
Duties of insurers that use insurance producers |
|
20-1241.05
|
Duties of replacing insurers that use insurance producers |
|
20-1241.06
|
Duties of existing insurer |
|
20-1241.07
|
Duties of insurers with respect to direct response solicitations |
|
20-1241.08
|
Violations; penalties; intent |
|
20-1241.09
|
Rules; exemption from rule making procedures |
| Article 1.2 |
Annuity Disclosure |
|
20-1242
|
Definitions |
|
20-1242.01
|
Applicability and scope |
|
20-1242.02
|
Standards for the disclosure document and buyer's guide |
|
20-1242.03
|
Report to contract owners |
|
20-1242.04
|
Penalties |
|
20-1242.05
|
Rules; exemption from rule making procedures |
| Article 1.3 |
Protection in Annuity Transactions |
|
20-1243
|
Definitions |
|
20-1243.01
|
Scope and limitation of article |
|
20-1243.02
|
Exemptions |
|
20-1243.03
|
Duties of insurers and insurance producers |
|
20-1243.04
|
Standards for supervision |
|
20-1243.05
|
Mitigation of responsibility; director orders |
|
20-1243.06
|
Record keeping |
| Article 2 |
Group Life Insurance and Group Annuity Contracts |
|
20-1251
|
Requirements for group contracts |
|
20-1251.01
|
Credit union groups |
|
20-1252
|
Employee groups |
|
20-1253
|
Debtor groups |
|
20-1254
|
Labor union groups |
|
20-1255
|
Trustee groups |
|
20-1256
|
Association groups |
|
20-1257
|
Coverage of dependents; definition |
|
20-1258
|
Standard provisions required in group life insurance policies |
|
20-1259
|
Grace period |
|
20-1260
|
Incontestability |
|
20-1261
|
Attachment of application to policy; statements of persons insured as representations |
|
20-1262
|
Right to require evidence of individual insurability |
|
20-1263
|
Misstatement of age |
|
20-1264
|
Beneficiary |
|
20-1265
|
Individual certificates |
|
20-1266
|
Conversion on termination of eligibility |
|
20-1267
|
Conversion on termination of policy |
|
20-1268
|
Death pending conversion |
|
20-1269
|
Notice of conversion right |
|
20-1270
|
Standard provisions required in group annuity contracts |
|
20-1271
|
Grace period in group annuity contracts |
|
20-1272
|
Documents constituting entire group annuity contract |
|
20-1273
|
Misstatements in group annuity contracts |
|
20-1274
|
Nonforfeiture benefits in group annuity contract |
|
20-1275
|
Group annuity contract certificates |
|
20-1276
|
"Employee life insurance" defined |
|
20-1277
|
Assignability of group life insurance |
| Article 3 |
Industrial Life Insurance |
|
20-1301
|
Scope of article |
|
20-1302
|
Required provisions |
|
20-1303
|
Grace period |
|
20-1304
|
Application and policy as entire contract; statements of applicant as representations |
|
20-1305
|
Incontestability |
|
20-1306
|
Misstatement of age |
|
20-1307
|
Dividends |
|
20-1308
|
Nonforfeiture benefits |
|
20-1309
|
Reinstatement |
|
20-1310
|
Settlement |
|
20-1311
|
Authority to alter contract |
|
20-1312
|
Beneficiary; change of beneficiary; payment |
|
20-1313
|
Direct payment of premiums |
|
20-1314
|
Conversion of weekly premium policies |
|
20-1315
|
Conversion of monthly premium policies |
|
20-1316
|
Title of policy |
|
20-1317
|
Provisions inapplicable to single premium or term policies |
|
20-1318
|
Prohibited provisions |
| Article 4 |
Disability Insurance |
|
20-1341
|
Scope of article |
|
20-1342
|
Scope and format of policy; definitions |
|
20-1342.01
|
Handicapped children |
|
20-1342.02
|
Disapproval of disability policy form |
|
20-1342.03
|
Disability insurance; clinical trials; cancer; definitions |
|
20-1342.04
|
Disability insurance policies; varying copayments and deductibles allowed |
|
20-1342.05
|
Eosinophilic gastrointestinal disorder; formula |
|
20-1342.06
|
Contracts; dentists; covered services; definition |
|
20-1343
|
Policies issued for delivery in another state |
|
20-1344
|
Policy provisions required; omissions; substitutions |
|
20-1345
|
Policy and attachments as entire contract; changes in policy |
|
20-1346
|
Time limit on defenses |
|
20-1347
|
Grace period |
|
20-1348
|
Reinstatement |
|
20-1349
|
Notice of claim |
|
20-1350
|
Claim forms |
|
20-1351
|
Proofs of loss |
|
20-1352
|
Time for payment of claims |
|
20-1353
|
Payment of claims |
|
20-1354
|
Physical examination; autopsy |
|
20-1355
|
Legal actions |
|
20-1356
|
Change of beneficiary |
|
20-1357
|
Optional policy provisions |
|
20-1358
|
Change of occupation |
|
20-1359
|
Misstatement of age |
|
20-1360
|
Other insurance in this insurer |
|
20-1361
|
Insurance with other insurers; provision of service or expense incurred basis |
|
20-1362
|
Insurance with other insurers |
|
20-1363
|
Relation of earnings to insurance |
|
20-1364
|
Unpaid premium |
|
20-1365
|
Cancellation |
|
20-1366
|
Conformity with statutes |
|
20-1367
|
Illegal occupation |
|
20-1368
|
Intoxicants and narcotics |
|
20-1369
|
Arrangement of provisions in policy |
|
20-1370
|
Third party ownership |
|
20-1371
|
Policy provision requirements of other jurisdictions |
|
20-1372
|
Effect of policy containing nonconforming provisions |
|
20-1373
|
Age limit |
|
20-1374
|
Effective date of provisions; moratorium |
|
20-1375
|
Franchise disability insurance law |
|
20-1376
|
Prohibiting denial of certain contract benefits |
|
20-1376.01
|
Prohibiting denial of chiropractic contract benefits; direct reimbursement |
|
20-1376.02
|
Prohibiting denial of psychologist contract benefits |
|
20-1376.03
|
Prohibiting denial of contract benefits; nurses; reimbursement |
|
20-1376.04
|
Prohibiting denial of occupational or physical therapist contract benefits |
|
20-1377
|
Continuation of coverage under individual policies; requirements; exceptions; renewability |
|
20-1378
|
Eligibility; prohibiting cancellation because of eligibility for certain benefits |
|
20-1379
|
Guaranteed availability of individual health insurance coverage; prior group coverage; definitions |
|
20-1380
|
Guaranteed renewability of individual health coverage |
|
20-1381
|
Suspension of health care insurer obligation to issue coverage on a guaranteed issuance basis to eligible individuals |
|
20-1382
|
Health care insurers; reporting requirements |
|
20-1383
|
Individual health insurance policies; mandatory coverage exemption; definitions |
| Article 5 |
Group and Blanket Disability Insurance |
|
20-1401
|
Eligible groups |
|
20-1401.01
|
Group disability insurers; notice; copies |
|
20-1402
|
Provisions of group disability policies; definitions |
|
20-1402.01
|
Group disability insurance; clinical trials; cancer; definitions |
|
20-1402.02
|
Eosinophilic gastrointestinal disorder; formula |
|
20-1402.03
|
Group disability insurers; autism spectrum disorder; coverage; exceptions; definitions |
|
20-1402.04
|
Contracts; dentists; covered services; definition |
|
20-1403
|
Direct payment of hospital and medical services |
|
20-1404
|
Blanket disability insurance; definitions |
|
20-1404.01
|
Blanket disability insurance; clinical trials; cancer; definitions |
|
20-1404.02
|
Eosinophilic gastrointestinal disorder; formula |
|
20-1404.03
|
Blanket disability insurers; autism spectrum disorder; coverage; exceptions; definitions |
|
20-1404.04
|
Contracts; dentists; covered services; definition |
|
20-1405
|
Provisions of group and blanket disability policy |
|
20-1406
|
Prohibiting denial of certain contract benefits |
|
20-1406.01
|
Prohibiting denial of chiropractic contract benefits; direct reimbursement |
|
20-1406.02
|
Prohibiting denial of psychologist contract benefits |
|
20-1406.03
|
Prohibiting denial of contract benefits; nursing; reimbursement |
|
20-1406.04
|
Prohibiting denial of occupational or physical therapist contract benefits |
|
20-1407
|
Handicapped children |
|
20-1408
|
Right to obtain individual policy; requirements; exceptions; definition |
|
20-1409
|
Right to open enrollment period; insureds; definition |
|
20-1410
|
Mail order prescription drugs; prohibition |
|
20-1411
|
Eligibility; prohibiting cancellation because of eligibility for certain benefits |
|
20-1412
|
Group and blanket disability insurance policies or contracts; varying copayments and deductibles allowed |
| Article 7 |
Property Insurance |
|
20-1501
|
Scope of article |
|
20-1502
|
"Fire insurance" defined |
|
20-1503
|
Arizona standard fire policy |
|
20-1504
|
Variations from standard policy format and page numbers |
|
20-1505
|
Policy description of insurer |
|
20-1506
|
Provisions required by charter or laws of other states |
|
20-1507
|
Riders; endorsements; additional perils |
|
20-1508
|
Designation as standard policy; producer's name |
|
20-1509
|
Loss or damage caused by nuclear reaction, or nuclear radiation or radio‑active contamination not covered by Arizona standard fire policy |
| Article 8 |
Surety Insurance |
|
20-1531
|
Sole surety on official bonds |
|
20-1532
|
Venue of actions against surety insurers |
|
20-1533
|
Surety companies; arrest bond certificates issued by motor clubs; definition |
|
20-1534
|
Guaranteed arrest bond certificate; cash bail or other bond; forfeiture |
| Article 8.1 |
Mortgage Guaranty Insurance |
|
20-1541
|
Definitions |
|
20-1542
|
Capital and surplus |
|
20-1543
|
Limitation on geographic concentration |
|
20-1544
|
Limitation on advertising |
|
20-1545
|
Limitation on investment |
|
20-1546
|
Limitation on coverage |
|
20-1547
|
Mortgage guaranty insurance as monoline |
|
20-1548
|
Underwriting discrimination |
|
20-1549
|
Policy forms and premium rates filed |
|
20-1550
|
Minimum policyholder position; definitions |
|
20-1551
|
Rebates, commissions and charges |
|
20-1552
|
Compensating balances prohibited |
|
20-1553
|
Conflict of interest |
|
20-1554
|
Unearned premium reserve |
|
20-1555
|
Loss reserve |
|
20-1556
|
Contingency reserve |
|
20-1556.01
|
Premium deficiency reserve |
|
20-1557
|
Reinsurance |
|
20-1558
|
Miscellaneous reserves |
|
20-1559
|
Mortgage guaranty insurers; dividend payment |
|
20-1560
|
Examinations; rules |
| Article 9 |
Title Insurers |
|
20-1561
|
Law governing title insurers |
|
20-1562
|
Definitions |
|
20-1563
|
Qualifications |
|
20-1564
|
Investments |
|
20-1565
|
Additional powers |
|
20-1566
|
Taxation of title insurers |
|
20-1567
|
Determination of insurability required |
|
20-1568
|
Unearned premium reserve |
|
20-1569
|
Amount of unearned premium reserve; release |
|
20-1570
|
Maintenance of the unearned premium reserve |
|
20-1571
|
Use of the unearned premium reserve on liquidation, dissolution or insolvency |
|
20-1572
|
Reserve for unpaid losses and loss expense |
|
20-1573
|
Net retained liability |
|
20-1574
|
Power to reinsure |
|
20-1575
|
Foreign title insurers; resident agent required |
|
20-1576
|
Mergers and consolidations of title insurers |
|
20-1577
|
Corporate acquisitions other than by merger or consolidation |
|
20-1578
|
Purchase or acquisition of controlling stock |
|
20-1580
|
Title insurance agents to be licensed |
|
20-1581
|
Title insurance agents; books; records; revocation of license |
|
20-1582
|
Title insurance agents; replies to inquiries by director |
|
20-1583
|
Title insurance agents; certain names prohibited |
|
20-1584
|
Commissions; right to pay |
|
20-1585
|
Commissions; other considerations prohibited |
|
20-1586
|
Rebates or reduced fees |
|
20-1587
|
Personal or controlled insurance |
|
20-1588
|
Examination of records; order; notice |
|
20-1589
|
Violations; classification |
|
20-1590
|
Permitted division of fees |
|
20-1591
|
Forms of policies and other contracts of title insurance; approval or disapproval |
|
20-1592
|
Records |
|
20-1593
|
Joint examination; department of financial institutions; powers and duties |
| Article 10 |
Consumer Credit Insurance |
|
20-1602
|
Scope and repeal |
|
20-1603
|
Definitions |
|
20-1604
|
Types of consumer credit insurance |
|
20-1605
|
Maximum amount of credit life insurance |
|
20-1606
|
Maximum amount of credit disability insurance and credit unemployment insurance |
|
20-1606.01
|
Credit unemployment insurance; provisions |
|
20-1607
|
Term of insurance |
|
20-1608
|
Policy provisions and disclosures |
|
20-1609
|
Filing, approval and disapproval of forms |
|
20-1610
|
Premiums for consumer credit insurance; approval or disapproval of rates |
|
20-1611
|
Refunds |
|
20-1612
|
Authorization for issuance of policies |
|
20-1613
|
Reporting and settlement of claims |
|
20-1614
|
Debtor's option in satisfying security |
|
20-1615
|
Rules |
|
20-1616
|
Cease and desist order; hearing |
|
20-1616.01
|
Penalties |
| Article 10.1 |
Credit Property Insurance |
|
20-1621
|
Scope of article |
|
20-1621.01
|
Definitions |
|
20-1621.02
|
Amount; term; coverage; prohibited practices |
|
20-1621.03
|
Disclosure to debtors; provisions of policies; certificates of insurance |
|
20-1621.04
|
Rates and forms; filing; approval; withdrawal of approval |
|
20-1621.05
|
Reasonableness of benefits in relation to premium charged |
|
20-1621.06
|
Experience reports |
|
20-1621.07
|
Cancellation and refund of unearned premium |
|
20-1621.08
|
Claims |
|
20-1621.09
|
Cease and desist order; hearing |
|
20-1621.10
|
Rules |
|
20-1621.11
|
Penalties |
| Article 11 |
Cancellation or Non-Renewal of Automobile Insurance |
|
20-1631
|
Definition of motor vehicle; cancellation of or failure to renew coverage; limitations; limitation of liability; exceptions; insurance producers |
|
20-1632
|
Cancellation, nonrenewal and reduction of limits for reasons other than nonpayment of premium; notices to insured; refund of unearned premium |
|
20-1632.01
|
Cancellation or nonrenewal for nonpayment of premium; grace period; notice of cancellation; discrimination; definition |
|
20-1633
|
Objections; investigation; determination |
|
20-1634
|
Immunity |
| Article 12 |
Cancellation or Nonrenewal of Insurance |
|
20-1651
|
Application; types of risks |
|
20-1652
|
Grounds for valid notice of cancellation; inquiries; definitions |
|
20-1653
|
Mailing of notice of cancellation or nonrenewal to insured; statement of grounds and facts on which cancellation or nonrenewal is based |
|
20-1654
|
Mailing or delivery of notice of intention not to renew to insured; time; term of policy |
|
20-1655
|
Liability of insurer and representatives for statements in notice of cancellation, other communication or evidence given in court relating to cancellation |
|
20-1656
|
Proof of mailing as proof of notice |
| Article 13 |
Mass Marketed Life or Health Insurance |
|
20-1661
|
Definitions |
|
20-1662
|
Requirements to transact mass marketed insurance |
|
20-1663
|
Unreasonable mass marketed insurance prohibited; hearing; findings; rules |
| Article 14 |
Cancellation or Nonrenewal of Commercial Insurance |
|
20-1671
|
Scope of article |
|
20-1672
|
Definitions |
|
20-1673
|
Grounds for valid cancellation |
|
20-1674
|
Notice of cancellation |
|
20-1675
|
Liability of insurer and representatives for statements in notice of cancellation, other communication or evidence given in court relating to cancellation |
|
20-1676
|
Notice of nonrenewal |
|
20-1677
|
Notice of premium or coverage changes |
|
20-1678
|
Proof of notice |
|
20-1679
|
Application and effective date |
| Article 15 |
Long-Term Care Insurance |
|
20-1691
|
Definitions |
|
20-1691.01
|
Applicability and scope |
|
20-1691.02
|
Adoption of rules |
|
20-1691.03
|
Limitations of long‑term care insurance policies |
|
20-1691.04
|
Requirements for certain group coverage |
|
20-1691.05
|
Prior institutionalization |
|
20-1691.06
|
Outline of coverage; certificate |
|
20-1691.07
|
Right to return |
|
20-1691.08
|
Rate and form review; disapproval |
|
20-1691.09
|
Penalties |
|
20-1691.10
|
Contestable periods |
|
20-1691.11
|
Nonforfeiture benefits |
|
20-1691.12
|
Insurance producer training course requirements |
| Article 16 |
Adopted Child Coverage |
|
20-1692
|
Definitions |
|
20-1692.01
|
Requirements for coverage |
|
20-1692.02
|
Eligibility under title XIX of the social security act |
|
20-1692.03
|
Coverage of children |
| Article 2 |
Health Care Insurers |
|
20-1721
|
Health care insurers; policy limits; eligibility; rates; applicability to other insurers; restrictions |
|
20-1722
|
Deposit; surplus requirements |
|
20-1723
|
Exemption from mandatory participation in certain plans and associations |
|
20-1724
|
Sale of professional liability insurance coverage for licensed health care providers by insurers other than by health care insurance companies; requirements; exemptions |
| Article 3 |
Insurance Review Committees |
|
20-1731
|
Immunity for serving on or furnishing information to insurance review committees |
| Article 4 |
Reporting Requirements |
|
20-1741
|
Annual statement to include certain claims and premium information |
|
20-1742
|
Insurers to report malpractice claims and actions; definition |
| Article 1 |
General Provisions |
|
20-1801
|
Definitions |
|
20-1802
|
Permit required; application; definition |
|
20-1803
|
Issuance of permit |
|
20-1804
|
Entrance fee escrow |
|
20-1805
|
Recording of lien by director |
|
20-1806
|
Reserve fund escrow |
|
20-1807
|
Annual report; civil penalty |
|
20-1808
|
Ratio of assets to liabilities; report; rehabilitation of provider |
|
20-1809
|
Examination |
|
20-1810
|
Rules and regulations |
|
20-1811
|
Violation; classification |
|
20-1812
|
Disclosure statement; contents |
| Article 1 |
General Provisions |
|
20-1901
|
Definitions |
|
20-1902
|
Disclosure of information |
|
20-1903
|
Immunity from liability for disclosure of information |
|
20-1904
|
Confidentiality of information |
|
20-1905
|
Authorized agency as witness |
|
20-1906
|
Violation; classification |
|
20-1907
|
Application of chapter |
| Article 1 |
General Provisions |
|
20-2101
|
Scope |
|
20-2102
|
Definitions |
|
20-2103
|
Pretext interviews; exception |
|
20-2104
|
Notice of insurance information practices |
|
20-2105
|
Marketing and research surveys; disclosure of questions |
|
20-2106
|
Content of disclosure authorization forms |
|
20-2107
|
Investigative consumer reports |
|
20-2108
|
Access to recorded personal information |
|
20-2109
|
Correction, amendment or deletion of recorded personal information |
|
20-2110
|
Reasons for adverse underwriting decisions |
|
20-2111
|
Information concerning previous adverse underwriting decisions |
|
20-2112
|
Previous adverse underwriting decisions |
|
20-2113
|
Disclosure limitations and conditions |
|
20-2113.01
|
Consumer reporting agency; sale of information obtained by insurance inquiry prohibited; exceptions |
|
20-2114
|
Director; powers |
|
20-2115
|
Service of process; insurance support organizations |
|
20-2116
|
Cease and desist order and reports |
|
20-2117
|
Civil penalty |
|
20-2118
|
Individual remedies |
|
20-2119
|
Immunity |
|
20-2120
|
No limitation of common law right |
|
20-2121
|
Enforcement of privacy provisions of Gramm Leach Bliley act |
|
20-2122
|
Partial exemption for health insurers subject to HIPAA |
| Article 1 |
General Provisions |
|
20-2201
|
Voluntary plans; assessments; fund |
|
20-2202
|
Joint underwriting association; establishment |
|
20-2203
|
Powers of the joint underwriting association |
|
20-2204
|
Directors; election; appointment |
|
20-2205
|
Plan of operation; contents |
|
20-2206
|
Approval of plan of operation |
|
20-2207
|
Amendments to the plan of operation |
|
20-2208
|
Policies issued by the association; claims‑made basis |
|
20-2209
|
Claims‑made policy; cancellation |
|
20-2210
|
Occurrence riders; premiums; assessments |
|
20-2211
|
Rates; actuary |
|
20-2212
|
Deficits; equitable assessments; premium tax credits |
|
20-2213
|
Initial assessment; temporary contribution by members |
|
20-2214
|
Member participation in writings, expenses, servicing allowance, management fees and losses |
|
20-2215
|
Appeal by applicants to the association; order |
|
20-2216
|
Annual filing; contents |
|
20-2217
|
Annual examination by the director |
|
20-2218
|
Costs; charge to the association |
|
20-2219
|
Liability of the association |
|
20-2220
|
Prohibition from membership in Arizona guaranty fund |
|
20-2221
|
Dissolution |
| Article 1 |
Accountable Health Plans |
|
20-2301
|
Definitions; late enrollee coverage |
|
20-2302
|
Scope of article |
|
20-2303
|
Approval as accountable health plan; definition |
|
20-2304
|
Availability of insurance; premium tax exemption |
|
20-2305
|
Accountable health plan uniform employee health status questionnaire; committee; definition |
|
20-2306
|
Use of uniform employee health status questionnaire |
|
20-2307
|
Eligibility; annual open enrollment period |
|
20-2308
|
Portability |
|
20-2309
|
Renewability |
|
20-2310
|
Discrimination prohibited; preexisting conditions; wellness programs |
|
20-2311
|
Premium rates and rating practices |
|
20-2313
|
Marketing practices |
|
20-2318
|
Mandatory coverage prohibited |
|
20-2320
|
Exchange of information |
|
20-2321
|
Maternity benefits; adoption; coverage |
|
20-2322
|
Mental health services and benefits; definitions |
|
20-2323
|
Disclosure of information |
|
20-2324
|
Bona fide associations; definition |
|
20-2325
|
Diabetes; equipment; supplies |
|
20-2326
|
Drugs; cancer treatment; definitions |
|
20-2327
|
Metabolic disorders; medical foods; definitions |
|
20-2328
|
Accountable health plans; clinical trials; cancer; definitions |
|
20-2329
|
Prescription contraceptive drugs and devices; definition |
|
20-2330
|
Participation in healthcare group |
|
20-2331
|
Accountable health plans; varying copayments and deductibles allowed |
|
20-2332
|
Eosinophilic gastrointestinal disorder; formula |
| Article 2 |
Uninsured Small Business Health Insurance Plans |
|
20-2341
|
Uninsured small business health insurance plans; mandatory coverage exemption; definitions |
| Article 1 |
General Provisions |
|
20-2401
|
Definitions |
|
20-2402
|
Risk retention groups chartered and licensed in this state |
|
20-2403
|
Risk retention groups not chartered and licensed in this state |
|
20-2404
|
Compulsory associations |
|
20-2405
|
Countersignatures not required |
|
20-2406
|
Purchasing groups; exemption from certain laws relating to the group purchase of insurance |
|
20-2407
|
Notice and registration requirements of purchasing groups |
|
20-2408
|
Restrictions on insurance purchased by purchasing groups |
|
20-2409
|
Administrative and procedural authority regarding risk retention groups and purchasing groups |
|
20-2410
|
Penalties |
|
20-2411
|
Duty of insurance producer to obtain license |
|
20-2412
|
Binding effect of orders issued in United States district court |
|
20-2413
|
Rules |
| Article 1 |
General Provisions |
|
20-2501
|
Definitions; scope |
|
20-2502
|
Utilization review activities; exemptions |
|
20-2503
|
Utilization review standards; applicability; definition |
|
20-2504
|
Utilization review agents; certification; rules |
|
20-2505
|
Application for certification |
|
20-2506
|
Certification; responsibilities of department; cost recovery |
|
20-2507
|
Certificates; renewal |
|
20-2508
|
Denial, suspension or revocation of certificates; hearing; civil penalties |
|
20-2509
|
Confidentiality |
|
20-2510
|
Health care insurers requirements; medical directors |
|
20-2511
|
Violation; injunctive relief |
| Article 2 |
Health Care Appeals |
|
20-2530
|
Definitions |
|
20-2531
|
Applicability; requirements |
|
20-2532
|
Utilization review standards and criteria; requirements |
|
20-2533
|
Denial; levels of review; disclosure; additional time after service by mail; review process |
|
20-2534
|
Expedited medical review; expedited appeal |
|
20-2535
|
Informal reconsideration |
|
20-2536
|
Formal appeal |
|
20-2537
|
External independent review; expedited external independent review |
|
20-2538
|
Independent review organizations |
|
20-2539
|
Rules |
|
20-2540
|
Health care appeals fund |
|
20-2541
|
Health care insurer fee |
| Article 1 |
Variable Life Insurance |
|
20-2601
|
Definitions |
|
20-2602
|
Requirements applicable to insurers issuing variable life insurance |
|
20-2603
|
Reports |
|
20-2604
|
Variable life insurance policy and filing requirements |
|
20-2605
|
Reserve liabilities for variable life insurance |
|
20-2606
|
Separate accounts |
|
20-2607
|
Information to applicants |
|
20-2608
|
Variable life insurance policy application requirements |
|
20-2609
|
Policyholder reports |
|
20-2610
|
Foreign companies; compliance with laws of domiciliary state |
| Article 2 |
Variable Annuities |
|
20-2631
|
Definitions |
|
20-2632
|
Qualifications to issue variable annuities |
|
20-2633
|
Separate account; annuities |
|
20-2634
|
Filing of contracts; approval |
|
20-2635
|
Variable annuity contracts |
|
20-2636
|
Nonforfeiture benefits; exceptions; definition |
|
20-2637
|
Reports |
|
20-2638
|
Foreign companies |
| Article 3 |
Agent Qualifications |
|
20-2661
|
Scope of article; definitions |
|
20-2662
|
Insurance producer qualifications; reports |
| Article 1 |
General Provisions |
|
20-2801
|
Definitions |
|
20-2802
|
Scope of chapter |
|
20-2803
|
Emergency services access; prior authorization; requirements |
|
20-2804
|
Utilization review; medically necessary emergency services |
| Article 1 |
General Provisions |
|
20-2901
|
Definitions |
|
20-2902
|
Continuing education requirements; nonresident license in another state; nonresident license in this state |
|
20-2903
|
Record keeping |
|
20-2904
|
Continuing education; contractor requirements; automatic approval |
|
20-2905
|
Continuing education review committee |
| Article 1 |
General Provisions |
| Article 1 |
General Provisions |
|
20-3101
|
Definitions |
|
20-3102
|
Timely payment of health care providers' claims; grievances |
| Article 1 |
General Provisions |
|
20-3151
|
Definitions |
|
20-3152
|
Exemptions; waiver |
|
20-3153
|
Health care insurer liability |
|
20-3154
|
Health care appeals; admissibility |
|
20-3155
|
Notice of intent to file suit |
